74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Tightened Somewhat
SFQ74B1TSNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms for most favored clients. Provides critical insight into credit market conditions and lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates funding availability and terms for consumer asset-backed securities. It reflects potential shifts in credit market accessibility and risk perception.
Methodology
Collected through survey of financial institutions reporting funding term changes.
Historical Context
Used by regulators and investors to assess credit market tightening or expansion.
Key Facts
- Indicates credit market flexibility
- Reflects institutional lending strategies
- Signals potential economic shifts
FAQs
Q: What do asset-backed securities represent?
A: ABS are financial securities backed by specific asset pools like credit card receivables or auto loans. They represent a key credit market instrument.
Q: How often are these funding terms updated?
A: Typically surveyed quarterly to capture recent market changes and lending trends.
Q: Why do funding terms matter?
A: Changes indicate credit market health and potential economic expansion or contraction.
Q: Who uses this data?
A: Investors, financial analysts, and policymakers track these terms to understand credit market conditions.
Q: What factors influence these terms?
A: Economic conditions, risk assessments, and institutional lending strategies impact funding terms.
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74B1TSNR), retrieved from FRED.