74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Remained Basically Unchanged
SFQ74B1RBUNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
14.00
Year-over-Year Change
0.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms for most favored clients. Provides insight into credit market conditions and institutional lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures funding availability and terms for consumer asset-backed securities across financial institutions. Indicates potential shifts in credit market accessibility.
Methodology
Surveyed financial institutions report changes in funding terms quarterly.
Historical Context
Used by policymakers and investors to assess credit market conditions.
Key Facts
- Reflects funding terms for most favored clients
- Quarterly survey-based metric
- Indicates credit market flexibility
FAQs
Q: What are asset-backed securities?
A: Securities backed by specific asset pools like credit card receivables or auto loans. Provide liquidity to financial markets.
Q: Why do funding terms matter?
A: Indicate credit market health and institutional lending appetite. Reflect broader economic conditions.
Q: How often is this data updated?
A: Quarterly survey provides current snapshot of funding conditions.
Q: Who uses this economic indicator?
A: Investors, policymakers, and financial analysts track these funding terms.
Q: What does 'remained basically unchanged' mean?
A: Suggests stable funding conditions with minimal market disruption.
Related Trends
78) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| C. Equities. | Answer Type: Decreased Somewhat
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75) Over the Past Three Months, How Has Demand for Funding of Consumer Abs by Your Institution's Clients Changed?| Answer Type: Decreased Considerably
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51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| B. Interest Rate. | Answer Type: Remained Basically Unchanged
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74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Remained Basically Unchanged
ALLQ74A4RBUNR
25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 3rd Most Important
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39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| B. Hedge Funds. | Answer Type: Remained Basically Unchanged
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74B1RBUNR), retrieved from FRED.