74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Remained Basically Unchanged
ALLQ74A4RBUNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
10.00
Year-over-Year Change
-16.67%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities across credit markets. Provides insight into lending conditions and financial market stability.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates how funding conditions for consumer asset-backed securities have evolved. It reflects broader credit market dynamics and lending environment.
Methodology
Collected through Federal Reserve survey of financial institutions and market participants.
Historical Context
Used by policymakers to assess credit market health and potential economic risks.
Key Facts
- Indicates stability in consumer asset-backed securities market
- Reflects broader credit market conditions
- Important indicator for financial sector health
FAQs
Q: What are asset-backed securities?
A: Securities backed by specific asset pools like credit card receivables or auto loans. Provide liquidity to lending markets.
Q: Why do collateral spreads matter?
A: They indicate risk perception and funding costs in credit markets. Lower spreads suggest more favorable lending conditions.
Q: How often is this data updated?
A: Typically surveyed quarterly by Federal Reserve. Provides snapshot of current market conditions.
Q: What does 'remained basically unchanged' mean?
A: Suggests minimal variation in funding terms over the past three months. Indicates market stability.
Q: Who uses this economic indicator?
A: Economists, investors, and policymakers track this to understand credit market dynamics.
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Citation
U.S. Federal Reserve, Consumer Asset-Backed Securities Funding Terms (ALLQ74A4RBUNR), retrieved from FRED.