66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Considerably
ALLQ66A4TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Measures changes in funding terms for non-agency residential mortgage-backed securities for average clients. Provides critical insights into mortgage credit markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks how lending terms for non-agency RMBS have changed for typical market participants. It reflects mortgage market lending conditions.
Methodology
Survey-based data collection from financial institutions tracking mortgage-backed securities.
Historical Context
Used by policymakers and investors to understand mortgage market dynamics.
Key Facts
- Indicates tightening of non-agency RMBS funding terms
- Reflects mortgage market lending conditions
- Important for real estate finance analysis
FAQs
Q: What are non-agency RMBS?
A: Residential mortgage-backed securities not guaranteed by government-sponsored enterprises.
Q: Why do funding terms matter?
A: They indicate credit market accessibility and risk perception in mortgage lending.
Q: What does 'tightened considerably' mean?
A: Suggests more restrictive lending conditions for mortgage-backed securities.
Q: Who monitors these funding terms?
A: Financial analysts, mortgage lenders, and investment professionals track these indicators.
Q: How frequently are these terms updated?
A: Typically reviewed and updated on a quarterly basis by financial institutions.
Related Trends
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Remained Basically Unchanged
ALLQ62B2RBUNR
21) Considering the Entire Range of Transactions Facilitated by Your Institution, How Has the Use of Financial Leverage by Each of the Following Types of Clients Changed Over the Past Three Months?| D. Endowments. | Answer Type: Remained Basically Unchanged
CTQ21DRBUNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 7. Less-Aggressive Competition from Other Institutions. | Answer Type: First In Importance
CTQ37A7MINR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| B. Interest Rate. | Answer Type: Increased Considerably
OTCDQ51BICNR
58) Over the Past Three Months, How Has Demand for Term Funding with a Maturity Greater Than 30 Days of High-Yield Corporate Bonds by Your Institution's Clients Changed?| Answer Type: Increased Somewhat
SFQ58ISNR
61) Over the Past Three Months, How Has Demand for Funding of Equities (Including Through Stock Loan) by Your Institution's Clients Changed?| Answer Type: Decreased Somewhat
ALLQ61DSNR
Citation
U.S. Federal Reserve, Non-Agency RMBS Funding Terms (ALLQ66A4TCNR), retrieved from FRED.