25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 3rd Most Important
ALLQ25B53MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Examines reasons for easing price or nonprice terms for insurance companies. Highlights institutional balance sheet and capital availability.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks the third most important reason for changes in insurance company lending terms. Reflects financial institution lending strategies.
Methodology
Quarterly survey of financial institutions about lending term changes.
Historical Context
Used to understand insurance sector lending environment dynamics.
Key Facts
- Third most important easing factor
- Relates to balance sheet capacity
- Quarterly institutional survey
FAQs
Q: What does 'easing of terms' mean?
A: Refers to more favorable lending conditions for insurance companies, such as lower rates or relaxed requirements.
Q: Why is balance sheet capacity important?
A: It determines an institution's ability to extend credit and manage financial risks.
Q: How is this data collected?
A: Through a quarterly survey of financial institutions about their lending practices.
Q: What impacts lending term changes?
A: Factors include economic conditions, institutional risk appetite, and market competition.
Q: Who benefits from this information?
A: Investors, regulators, and financial analysts use this to understand lending market dynamics.
Related Trends
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 6. Improvement in General Market Liquidity and Functioning. | Answer Type: First In Importance
CTQ37B6MINR
54) Over the Past Three Months, How Has Demand for Term Funding with a Maturity Greater Than 30 Days of High-Grade Corporate Bonds by Your Institution's Clients Changed?| Answer Type: Decreased Somewhat
SFQ54DSNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Eased Somewhat
ALLQ74B2ESNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: 2nd Most Important
CTQ31A12MINR
32) How Has the Intensity of Efforts by Investment Advisers to Negotiate More-Favorable Price and Nonprice Terms on Behalf of Separately Managed Accounts Changed over the Past Three Months?| Answer Type: Increased Considerably
ALLQ32ICNR
13) To the Extent That the Price or Nonprice Terms Applied to Trading Reits Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 11 and 12), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 2nd Most Important
ALLQ13A52MINR
Citation
U.S. Federal Reserve, Insurance Lending Terms (ALLQ25B53MINR), retrieved from FRED.