25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 3rd Most Important
ALLQ25B53MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Examines reasons for easing price or nonprice terms for insurance companies. Highlights institutional balance sheet and capital availability.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks the third most important reason for changes in insurance company lending terms. Reflects financial institution lending strategies.
Methodology
Quarterly survey of financial institutions about lending term changes.
Historical Context
Used to understand insurance sector lending environment dynamics.
Key Facts
- Third most important easing factor
- Relates to balance sheet capacity
- Quarterly institutional survey
FAQs
Q: What does 'easing of terms' mean?
A: Refers to more favorable lending conditions for insurance companies, such as lower rates or relaxed requirements.
Q: Why is balance sheet capacity important?
A: It determines an institution's ability to extend credit and manage financial risks.
Q: How is this data collected?
A: Through a quarterly survey of financial institutions about their lending practices.
Q: What impacts lending term changes?
A: Factors include economic conditions, institutional risk appetite, and market competition.
Q: Who benefits from this information?
A: Investors, regulators, and financial analysts use this to understand lending market dynamics.
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Related Trends
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 4. Higher Internal Treasury Charges for Funding. | Answer Type: First In Importance
CTQ31A4MINR
71) Over the Past Three Months, How Has Demand for Funding of CMBS by Your Institution's Clients Changed?| Answer Type: Increased Somewhat
SFQ71ISNR
34) How Has the Provision of Differential Terms by Your Institution to Separately Managed Accounts Established with Most-Favored (as a Function of Breadth, Duration, and Extent of Relationship) Investment Advisers Changed Over the Past Three Months?| Answer Type: Decreased Somewhat
CTQ34DSNR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| G. Trs Referencing Non-Securities (Such as Bank Loans, Including, for Example, Commercial and Industrial Loans and Mortgage Whole Loans). | Answer Type: Decreased Considerably
ALLQ51GDCNR
34) How Has the Provision of Differential Terms by Your Institution to Separately Managed Accounts Established with Most-Favored (as a Function of Breadth, Duration, and Extent of Relationship) Investment Advisers Changed over the Past Three Months?| Answer Type: Decreased Somewhat
ALLQ34DSNR
8) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Use of Financial Leverage by Hedge Funds Changed over the Past Three Months?| Answer Type: Increased Somewhat
ALLQ08ISNR
Citation
U.S. Federal Reserve, Insurance Lending Terms (ALLQ25B53MINR), retrieved from FRED.