74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Eased Somewhat
ALLQ74B2ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities for most favored clients. Provides insight into credit market conditions and lending flexibility.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates maximum maturity terms for top-tier clients in consumer asset-backed securities markets. Helps economists understand credit market dynamics.
Methodology
Surveyed from financial institutions reporting changes in lending terms quarterly.
Historical Context
Used by policymakers to assess credit market health and potential economic shifts.
Key Facts
- Quarterly survey of lending terms
- Focuses on most favored client segments
- Indicates credit market flexibility
FAQs
Q: What are consumer asset-backed securities?
A: Securities backed by consumer loans like credit card or auto loan receivables. Represent a key financial market instrument.
Q: How often is this data updated?
A: Typically updated quarterly by financial institutions and Federal Reserve surveys.
Q: Why do maximum maturity terms matter?
A: Longer terms can indicate more favorable lending conditions and economic confidence.
Q: Who uses this economic indicator?
A: Economists, investors, and policymakers track these terms to understand credit market health.
Q: What does 'eased somewhat' mean?
A: Indicates slightly more favorable lending terms compared to previous reporting period.
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Related Trends
70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
ALLQ70B4ESNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Somewhat
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55) Over the Past Three Months, How Have Liquidity and Functioning in the High-Grade Corporate Bond Market Changed?| Answer Type: Deteriorated Considerably
ALLQ55TNNR
40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| C. Trading Reits. | Answer Type: Decreased Considerably
ALLQ40CDCNR
69) Over the Past Three Months, How Have Liquidity and Functioning in the Non-Agency Rmbs Market Changed?| Answer Type: Deteriorated Considerably
ALLQ69TNNR
70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
ALLQ70A4ESNR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74B2ESNR), retrieved from FRED.