74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Remained Basically Unchanged
SFQ74A4RBUNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
11.00
Year-over-Year Change
10.00%
Date Range
10/1/2011 - 4/1/2025
Summary
This economic trend measures changes in collateral spreads over relevant benchmarks for consumer asset-backed securities (ABS), such as those backed by credit card receivables or auto loans. It provides insights into the funding terms for average clients.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Terms for Average Clients: Collateral Spreads Over Relevant Benchmark (Effective Financing Rates)' series tracks changes in the spreads between ABS collateral and relevant financing benchmarks. This metric is used to assess funding conditions in the consumer ABS market.
Methodology
The data is collected through surveys of market participants.
Historical Context
This trend is relevant for monitoring the state of consumer credit markets and informing economic and policy decisions.
Key Facts
- The series tracks changes in collateral spreads for consumer ABS.
- This metric provides insights into funding conditions in the consumer ABS market.
- The data is collected through surveys of market participants.
FAQs
Q: What does this economic trend measure?
A: This trend measures changes in the collateral spreads over relevant benchmarks for consumer asset-backed securities (ABS), such as those backed by credit card receivables or auto loans.
Q: Why is this trend relevant for users or analysts?
A: This trend provides insights into the funding terms for average clients in the consumer ABS market, which is important for monitoring the state of consumer credit markets and informing economic and policy decisions.
Q: How is this data collected or calculated?
A: The data is collected through surveys of market participants.
Q: How is this trend used in economic policy?
A: This trend is relevant for monitoring the consumer credit market and can inform economic and policy decisions.
Q: Are there update delays or limitations?
A: The data is subject to the survey collection schedule and may have update delays.
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Related Trends
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SFQ74A1ECNR
30) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Separately Managed Accounts Established with Investment Advisers Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Eased Considerably
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78) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| G. Consumer Abs. | Answer Type: Increased Somewhat
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62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Tightened Somewhat
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32) How Has the Intensity of Efforts by Investment Advisers to Negotiate More-Favorable Price and Nonprice Terms on Behalf of Separately Managed Accounts Changed Over the Past Three Months?| Answer Type: Decreased Somewhat
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77) Over the Past Three Months, How Have Liquidity and Functioning in the Consumer ABS Market Changed?| Answer Type: Improved Somewhat
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Citation
U.S. Federal Reserve, 'Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed? | A. Terms for Average Clients | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Remained Basically Unchanged' (SFQ74A4RBUNR), retrieved from FRED.