74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Eased Somewhat
SFQ74B3ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.00
Year-over-Year Change
100.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities (ABS) for most favored clients. Provides insight into credit market conditions and lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This trend measures the haircut terms for top-tier clients in consumer ABS markets. It reflects lending environment flexibility and credit market sentiment.
Methodology
Data collected through Federal Reserve senior loan officer survey.
Historical Context
Used by financial institutions to assess credit market lending conditions.
Key Facts
- Indicates credit market flexibility
- Reflects top-tier client lending terms
- Part of Federal Reserve market analysis
FAQs
Q: What are ABS haircuts?
A: Haircuts represent risk adjustments in asset-backed securities pricing. Lower haircuts suggest more favorable lending conditions.
Q: Why do these terms matter?
A: They provide early signals about credit market health and lending institution risk appetite.
Q: How often is this data updated?
A: Typically updated quarterly through Federal Reserve surveys.
Q: Who uses this economic indicator?
A: Investors, financial analysts, and policymakers track these terms for market insights.
Q: What types of ABS are included?
A: Includes securities backed by credit card receivables and auto loans.
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74B3ESNR), retrieved from FRED.