74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Eased Somewhat
SFQ74A2ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
Measures changes in maximum maturity terms for average clients in consumer asset-backed securities markets. Provides critical insights into lending flexibility.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks how maximum loan maturity periods have adjusted for typical consumer asset-backed securities clients.
Methodology
Collected through quarterly surveys of financial institutions reporting lending terms.
Historical Context
Important metric for understanding credit market accessibility for average borrowers.
Key Facts
- Quarterly reporting of loan maturity changes
- Focuses on average client segment
- Indicates lending market adaptability
FAQs
Q: What does this series track?
A: Changes in maximum loan maturity terms for average clients in consumer asset-backed securities markets.
Q: Why are maturity terms significant?
A: They reflect lending institutions' risk assessment and market confidence levels.
Q: How frequently is this data updated?
A: The series is typically updated on a quarterly basis.
Q: What does 'eased somewhat' indicate?
A: Suggests a slight relaxation in maximum loan duration for average borrowers.
Q: How can economists use this data?
A: To analyze credit market trends and potential economic lending conditions.
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Related Trends
45) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Credit Derivatives Referencing Corporates (Single-Name Corporates or Corporate Indexes) Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Decreased Considerably
ALLQ45ADCNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Somewhat
ALLQ74A1TSNR
44) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Equity Derivatives Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Increased Somewhat
ALLQ44AISNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 7. Less-Aggressive Competition from Other Institutions. | Answer Type: First in Importance
ALLQ37A7MINR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: First in Importance
ALLQ37A6MINR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
ALLQ66A4ESNR
Citation
U.S. Federal Reserve, Consumer ABS Maturity Terms (SFQ74A2ESNR), retrieved from FRED.