66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
ALLQ66A4ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3.00
Year-over-Year Change
50.00%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in non-agency residential mortgage-backed securities (RMBS) funding terms. Provides insights into mortgage credit market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates quarterly shifts in RMBS collateral spreads and effective financing rates. It helps understand mortgage market lending dynamics.
Methodology
Survey-based assessment of changes in mortgage-backed securities funding terms.
Historical Context
Used by financial institutions to gauge mortgage market lending conditions.
Key Facts
- Quarterly assessment of mortgage securities
- Tracks collateral spread changes
- Indicates mortgage market lending conditions
FAQs
Q: What are non-agency RMBS?
A: Residential mortgage-backed securities not guaranteed by government-sponsored enterprises like Fannie Mae or Freddie Mac.
Q: Why track collateral spreads?
A: Spreads indicate risk perception and lending conditions in the mortgage securities market.
Q: How often is this data updated?
A: The survey provides quarterly updates on mortgage securities market conditions.
Q: Who uses this RMBS data?
A: Mortgage lenders, investors, financial analysts, and policymakers use this to understand credit market trends.
Q: What does 'Eased Somewhat' mean?
A: Suggests slight improvement in mortgage securities funding terms and reduced lending restrictions.
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Related Trends
74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Eased Considerably
ALLQ74A1ECNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: 2nd Most Important
CTQ19A62MINR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Somewhat
ALLQ66A3ESNR
46) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Credit Derivatives Referencing Securitized Products (Such as Specific Abs or Mbs Tranches and Associated Indexes) Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Remained Basically Unchanged
ALLQ46ARBUNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: 3rd Most Important
ALLQ37A13MINR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 4. Lower Internal Treasury Charges for Funding. | Answer Type: 2nd Most Important
ALLQ19B42MINR
Citation
U.S. Federal Reserve, Non-Agency RMBS Funding Terms (ALLQ66A4ESNR), retrieved from FRED.