66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
ALLQ66A4ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3.00
Year-over-Year Change
50.00%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in non-agency residential mortgage-backed securities (RMBS) funding terms. Provides insights into mortgage credit market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates quarterly shifts in RMBS collateral spreads and effective financing rates. It helps understand mortgage market lending dynamics.
Methodology
Survey-based assessment of changes in mortgage-backed securities funding terms.
Historical Context
Used by financial institutions to gauge mortgage market lending conditions.
Key Facts
- Quarterly assessment of mortgage securities
- Tracks collateral spread changes
- Indicates mortgage market lending conditions
FAQs
Q: What are non-agency RMBS?
A: Residential mortgage-backed securities not guaranteed by government-sponsored enterprises like Fannie Mae or Freddie Mac.
Q: Why track collateral spreads?
A: Spreads indicate risk perception and lending conditions in the mortgage securities market.
Q: How often is this data updated?
A: The survey provides quarterly updates on mortgage securities market conditions.
Q: Who uses this RMBS data?
A: Mortgage lenders, investors, financial analysts, and policymakers use this to understand credit market trends.
Q: What does 'Eased Somewhat' mean?
A: Suggests slight improvement in mortgage securities funding terms and reduced lending restrictions.
Related Trends
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73) Over the Past Three Months, How Have Liquidity and Functioning in the Cmbs Market Changed?| Answer Type: Deteriorated Somewhat
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31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 6. Improvement in General Market Liquidity and Functioning. | Answer Type: 2nd Most Important
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Citation
U.S. Federal Reserve, Non-Agency RMBS Funding Terms (ALLQ66A4ESNR), retrieved from FRED.