74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Somewhat
ALLQ74A1TSNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms. Provides critical insight into credit market conditions and lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in maximum funding amounts for consumer asset-backed securities. Indicates credit market tightness or expansion.
Methodology
Quarterly survey of financial institutions tracking lending terms.
Historical Context
Used by policymakers to assess credit market conditions and potential economic risks.
Key Facts
- Tracks consumer asset-backed securities funding
- Indicates credit market flexibility
- Quarterly updated market indicator
FAQs
Q: What are consumer asset-backed securities?
A: Financial instruments backed by consumer credit like credit card or auto loan receivables. Represent pooled lending assets.
Q: Why monitor funding terms?
A: Reveals credit market health and potential economic lending constraints or expansions.
Q: How do changes impact consumers?
A: Tighter terms can reduce credit availability. Looser terms might increase lending opportunities.
Q: What types of assets are typically included?
A: Credit card receivables, auto loans, and other consumer credit instruments.
Q: How frequently is this data updated?
A: Quarterly survey provides current snapshot of lending market conditions.
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74A1TSNR), retrieved from FRED.