74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Somewhat
ALLQ74A1TSNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms. Provides critical insight into credit market conditions and lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in maximum funding amounts for consumer asset-backed securities. Indicates credit market tightness or expansion.
Methodology
Quarterly survey of financial institutions tracking lending terms.
Historical Context
Used by policymakers to assess credit market conditions and potential economic risks.
Key Facts
- Tracks consumer asset-backed securities funding
- Indicates credit market flexibility
- Quarterly updated market indicator
FAQs
Q: What are consumer asset-backed securities?
A: Financial instruments backed by consumer credit like credit card or auto loan receivables. Represent pooled lending assets.
Q: Why monitor funding terms?
A: Reveals credit market health and potential economic lending constraints or expansions.
Q: How do changes impact consumers?
A: Tighter terms can reduce credit availability. Looser terms might increase lending opportunities.
Q: What types of assets are typically included?
A: Credit card receivables, auto loans, and other consumer credit instruments.
Q: How frequently is this data updated?
A: Quarterly survey provides current snapshot of lending market conditions.
Related Trends
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 4. Lower Internal Treasury Charges for Funding. | Answer Type: 3rd Most Important
CTQ31B43MINR
54) Over the Past Three Months, How Has Demand for Term Funding with a Maturity Greater Than 30 Days of High-Grade Corporate Bonds by Your Institution's Clients Changed?| Answer Type: Decreased Considerably
SFQ54DCNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: First in Importance
ALLQ37B5MINR
38) How Has the Intensity of Efforts by Nonfinancial Corporations to Negotiate More Favorable Price and Nonprice Terms Changed Over the Past Three Months?| Answer Type: Increased Somewhat
CTQ38ISNR
40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| B. Hedge Funds. | Answer Type: Remained Basically Unchanged
ALLQ40BRBUNR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably
ALLQ56A3ECNR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74A1TSNR), retrieved from FRED.