62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Tightened Considerably
SFQ62B3TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Measures changes in funding terms for most favored clients in agency RMBS markets. Highlights potential tightening of credit conditions for preferred borrowers.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks haircut changes for top-tier clients in residential mortgage-backed securities funding. It reflects evolving risk management strategies.
Methodology
Collected through Federal Reserve quarterly survey of financial lending institutions.
Historical Context
Used to assess credit market risk and lending environment sophistication.
Key Facts
- Indicates significant tightening of lending terms
- Reflects risk management in mortgage markets
- Applies to most favored client segments
FAQs
Q: What does 'tightened considerably' mean?
A: Suggests significant reduction in lending flexibility for most favored clients.
Q: Why are haircuts important in RMBS?
A: Haircuts represent risk mitigation strategies in mortgage-backed securities lending.
Q: How do haircut changes impact borrowers?
A: Tighter haircuts can mean more stringent lending requirements and potentially higher borrowing costs.
Q: What causes haircut tightening?
A: Market volatility, increased perceived risk, or changes in financial regulations can trigger tightening.
Q: How frequently do these terms change?
A: Quarterly surveys capture potential shifts in lending market conditions and risk assessments.
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Citation
U.S. Federal Reserve, Agency RMBS Funding Terms (SFQ62B3TCNR), retrieved from FRED.