74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Considerably
ALLQ74B4ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities across most favored client segments. Provides insight into credit market conditions and lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates how collateral spreads and financing rates evolve for top-tier clients in asset-backed securities markets. It reflects broader credit market flexibility.
Methodology
Quarterly survey of financial institutions measuring changes in lending terms.
Historical Context
Used by policymakers and investors to assess credit market health and potential economic shifts.
Key Facts
- Quarterly measurement of lending term changes
- Focuses on most favored client segments
- Indicates credit market flexibility
FAQs
Q: What do collateral spreads indicate?
A: Collateral spreads reflect the risk premium and funding costs for asset-backed securities. They signal market lending conditions.
Q: How often is this data updated?
A: The data is collected and reported quarterly by financial institutions.
Q: Why are these terms important?
A: These terms provide insights into credit market health and potential economic trends.
Q: Who uses this economic indicator?
A: Investors, policymakers, and financial analysts use this data to assess market conditions.
Q: What types of securities are included?
A: Includes consumer asset-backed securities like credit card receivables and auto loans.
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Related Trends
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SFQ62A2TSNR
21) Considering the Entire Range of Transactions Facilitated by Your Institution, How Has the Use of Financial Leverage by Each of the Following Types of Clients Changed over the Past Three Months?| B. Etfs. | Answer Type: Decreased Somewhat
ALLQ21BDSNR
22) How Has the Provision of Differential Terms by Your Institution to Most-Favored (as a Function of Breadth, Duration, and Extent of Relationship) Mutual Funds, Etfs, Pension Plans, and Endowments Changed over the Past Three Months?| Answer Type: Decreased Somewhat
ALLQ22DSNR
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Tightened Considerably
ALLQ62B2TCNR
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Tightened Somewhat
ALLQ62B3TSNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Eased Considerably
SFQ66A2ECNR
Citation
U.S. Federal Reserve, Consumer Asset-Backed Securities Funding Terms (ALLQ74B4ECNR), retrieved from FRED.