74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Considerably
ALLQ74B4ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities across most favored client segments. Provides insight into credit market conditions and lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates how collateral spreads and financing rates evolve for top-tier clients in asset-backed securities markets. It reflects broader credit market flexibility.
Methodology
Quarterly survey of financial institutions measuring changes in lending terms.
Historical Context
Used by policymakers and investors to assess credit market health and potential economic shifts.
Key Facts
- Quarterly measurement of lending term changes
- Focuses on most favored client segments
- Indicates credit market flexibility
FAQs
Q: What do collateral spreads indicate?
A: Collateral spreads reflect the risk premium and funding costs for asset-backed securities. They signal market lending conditions.
Q: How often is this data updated?
A: The data is collected and reported quarterly by financial institutions.
Q: Why are these terms important?
A: These terms provide insights into credit market health and potential economic trends.
Q: Who uses this economic indicator?
A: Investors, policymakers, and financial analysts use this data to assess market conditions.
Q: What types of securities are included?
A: Includes consumer asset-backed securities like credit card receivables and auto loans.
Related Trends
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Remained Basically Unchanged
SFQ56A3RBUNR
45) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC Credit Derivatives Referencing Corporates (Single-Name Corporates or Corporate Indexes) Changed?| B. Initial Margin Requirements for Most Favored Clients, as a Consequence of Breadth, Duration, And/or Extent of Relationship. | Answer Type: Remained Basically Unchanged
OTCDQ45BRBUNR
44) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Equity Derivatives Changed?| B. Initial Margin Requirements for Most Favored Clients, as a Consequence of Breadth, Duration, And/or Extent of Relationship. | Answer Type: Decreased Considerably
ALLQ44BDCNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Remained Basically Unchanged
ALLQ66A2RBUNR
2) Over the Past Three Months, How Has the Amount of Resources and Attention Your Firm Devotes to Management of Concentrated Credit Exposure to Central Counterparties and Other Financial Utilities Changed?| Answer Type: Decreased Somewhat
ALLQ02DSNR
15) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Use of Financial Leverage by Trading Reits Changed over the Past Three Months?| Answer Type: Increased Somewhat
ALLQ15ISNR
Citation
U.S. Federal Reserve, Consumer Asset-Backed Securities Funding Terms (ALLQ74B4ECNR), retrieved from FRED.