62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Tightened Considerably
SFQ62A2TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in Agency Residential Mortgage-Backed Securities (RMBS) funding terms for average clients. Provides critical insights into residential lending markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric examines maximum maturity terms for standard RMBS clients, reflecting potential shifts in residential lending standards.
Methodology
Data collected through survey of financial institutions tracking lending terms.
Historical Context
Used by investors and policymakers to assess residential real estate credit market conditions.
Key Facts
- Indicates tightening in residential mortgage terms
- Reflects more conservative lending approach
- Significant for housing market analysis
FAQs
Q: What does 'tightened considerably' mean?
A: Suggests significant reduction in maximum loan maturity for average residential mortgage clients.
Q: Why do mortgage terms change?
A: Economic conditions, risk assessments, and market dynamics influence lending standards.
Q: How do tighter terms impact borrowers?
A: May result in shorter loan periods and potentially more stringent qualification requirements.
Q: Who tracks these changes?
A: Economists, real estate professionals, and financial analysts monitor these trends closely.
Q: What causes term tightening?
A: Economic uncertainty, increased risk perception, or changes in monetary policy can trigger tighter lending terms.
Related Trends
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Remained Basically Unchanged
SFQ62B1RBUNR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Somewhat
SFQ62A3ESNR
55) Over the Past Three Months, How Have Liquidity and Functioning in the High-Grade Corporate Bond Market Changed?| Answer Type: Improved Somewhat
ALLQ55MONR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Tightened Somewhat
ALLQ56B1TSNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 1. Improvement in Current or Expected Financial Strength of Counterparties. | Answer Type: 3rd Most Important
CTQ37B13MINR
78) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| E. Non-Agency RMBS. | Answer Type: Remained Basically Unchanged
SFQ78ERBUNR
Citation
U.S. Federal Reserve, Agency RMBS Funding Terms (SFQ62A2TCNR), retrieved from FRED.