Securities in Bank Credit, Small Domestically Chartered Commercial Banks

Monthly, Seasonally Adjusted

SBCSCBM027SBOG • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1,247.57

Year-over-Year Change

1.70%

Date Range

4/1/1985 - 6/1/2025

Summary

This economic indicator tracks monthly seasonally adjusted data with potential significance for economic analysis. The series provides insights into economic fluctuations by smoothing out predictable seasonal variations.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The trend represents a standardized economic measurement that allows for more accurate comparative analysis across different time periods. Economists use seasonally adjusted data to identify underlying economic patterns without the distortion of predictable cyclical changes.

Methodology

Data is collected through statistical techniques that remove seasonal variations to reveal the core economic trend.

Historical Context

This metric is crucial for policymakers and analysts in understanding underlying economic dynamics and making informed decisions.

Key Facts

  • Seasonally adjusted data removes predictable seasonal fluctuations
  • Provides more accurate long-term economic trend analysis
  • Essential for comparative economic research

FAQs

Q: What does seasonal adjustment mean?

A: Seasonal adjustment removes predictable seasonal patterns from economic data to reveal underlying trends. This helps analysts understand true economic changes.

Q: Why is monthly seasonally adjusted data important?

A: It allows for more accurate comparison of economic indicators by eliminating regular seasonal variations. This provides a clearer picture of actual economic performance.

Q: How is seasonal adjustment calculated?

A: Statisticians use complex mathematical models to identify and remove predictable seasonal patterns from raw economic data. These models account for historical seasonal variations.

Q: Who uses this type of economic data?

A: Policymakers, economists, researchers, and financial analysts use seasonally adjusted data to make informed decisions about economic trends and policies.

Q: What are the limitations of seasonally adjusted data?

A: While helpful, seasonal adjustment can sometimes over-smooth data and potentially mask short-term economic signals. It requires careful interpretation.

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Citation

U.S. Federal Reserve, Monthly, Seasonally Adjusted [SBCSCBM027SBOG], retrieved from FRED.

Last Checked: 8/1/2025

Securities in Bank Credit, Small Domestically Chartered Commercial Banks | US Economic Trends