Real User Cost Index of MSI-M1 (alternative)
OCM1A • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.05
Year-over-Year Change
15.49%
Date Range
1/1/1967 - 12/1/2013
Summary
The Real User Cost Index of MSI-M1 (alternative) provides insights into the adjusted cost of monetary services and financial transactions. This specialized economic indicator helps analysts understand the evolving dynamics of monetary infrastructure and user expenses.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This index represents an alternative measurement of monetary service costs, tracking the real economic burden of financial transactions and monetary interactions. Economists use it to assess the efficiency and accessibility of financial systems beyond traditional metrics.
Methodology
The index is calculated using complex econometric models that adjust for inflation, transaction costs, and user-specific financial service expenses.
Historical Context
Policymakers and central banks utilize this metric to evaluate monetary policy effectiveness and financial system accessibility.
Key Facts
- Provides an alternative perspective on monetary service costs
- Adjusts for inflation and transaction complexities
- Offers insights into financial system efficiency
FAQs
Q: What does the OCM1A index measure?
A: The OCM1A index measures the real cost of monetary services, accounting for various economic factors beyond simple transaction fees.
Q: How is this index different from traditional cost measures?
A: Unlike standard metrics, this index provides a more nuanced view of monetary service costs by incorporating complex economic variables.
Q: Who uses this economic indicator?
A: Central banks, economic researchers, and financial policy makers use this index to understand monetary service efficiency.
Q: What insights can be gained from this index?
A: The index helps identify trends in financial service costs and potential areas for improving monetary system accessibility.
Q: How frequently is this data updated?
A: The index is typically updated periodically, with specific update frequencies determined by the Federal Reserve's research protocols.
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Related Trends
Citation
U.S. Federal Reserve, Real User Cost Index of MSI-M1 (alternative) [OCM1A], retrieved from FRED.
Last Checked: 8/1/2025