Total Assets, Interest-Earning, All Loans and Leases, Gross, Consumer Loans, Other, Banks Ranked 1st to 100th Largest in Size by Assets
OCLT100EP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
692,921.00
Year-over-Year Change
-20.64%
Date Range
1/1/1985 - 1/1/2025
Summary
This economic indicator tracks the total interest-earning consumer loan assets for the top 100 U.S. banks by size. It provides critical insight into consumer lending trends and banking sector health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the gross value of consumer loans held by major banks, excluding specific loan categories like real estate or commercial loans. Economists use this data to assess consumer credit availability, banking sector liquidity, and potential economic momentum.
Methodology
Data is collected through regulatory reporting requirements from banks, aggregating loan asset information for institutions ranked by total asset size.
Historical Context
Policymakers and financial analysts use this trend to evaluate credit market conditions, potential economic stimulus, and banking sector risk.
Key Facts
- Tracks consumer loan assets for top 100 U.S. banks
- Provides insight into banking sector lending capacity
- Reflects potential consumer spending and economic health
FAQs
Q: What does this economic indicator measure?
A: It measures the total interest-earning consumer loan assets for the largest 100 U.S. banks by total asset size.
Q: Why are consumer loans important?
A: Consumer loans indicate consumer spending capacity, economic confidence, and potential economic growth.
Q: How is this data collected?
A: The data is gathered through mandatory regulatory reporting from banks to federal financial authorities.
Q: How do policymakers use this information?
A: They analyze the trend to assess credit market conditions, potential economic stimulus needs, and banking sector health.
Q: How often is this data updated?
A: Typically, this economic indicator is updated quarterly, providing current insights into banking and consumer lending trends.
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Citation
U.S. Federal Reserve, Total Assets, Interest-Earning, All Loans and Leases, Gross, Consumer Loans, Other, Banks Ranked 1st to 100th Largest in Size by Assets [OCLT100EP], retrieved from FRED.
Last Checked: 8/1/2025