Total Liabilities, All Commercial Banks
H8B1152NCBCMG • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
4.50
Year-over-Year Change
-600.00%
Date Range
2/1/1973 - 7/1/2025
Summary
Total Liabilities for All Commercial Banks represents the aggregate financial obligations of U.S. commercial banking institutions. This metric provides critical insight into the overall financial health and lending capacity of the banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend tracks the comprehensive financial commitments of commercial banks, including deposits, borrowings, and other monetary obligations. Economists use this indicator to assess banking system stability, credit market conditions, and potential systemic financial risks.
Methodology
Data is collected through mandatory reporting by commercial banks to the Federal Reserve, aggregating balance sheet liabilities across the banking system.
Historical Context
Policymakers and financial regulators use this trend to monitor banking sector liquidity, assess potential economic stress, and inform monetary policy decisions.
Key Facts
- Represents total financial obligations of U.S. commercial banks
- Includes deposits, borrowings, and other monetary commitments
- Provides critical indicator of banking sector financial health
FAQs
Q: What does 'Total Liabilities' include?
A: Total Liabilities encompasses all financial obligations of commercial banks, including customer deposits, interbank borrowings, and other monetary commitments.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data weekly, providing a near real-time view of commercial banking sector financial conditions.
Q: Why do economists track this metric?
A: This metric helps economists assess banking system liquidity, credit market conditions, and potential systemic financial risks.
Q: How does this trend relate to economic policy?
A: Policymakers use this trend to inform monetary policy decisions, evaluate banking sector health, and monitor potential economic stress points.
Q: What are the limitations of this data?
A: While comprehensive, the metric represents aggregate data and may not capture individual bank performance or specific regional banking variations.
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Citation
U.S. Federal Reserve, Total Liabilities, All Commercial Banks [H8B1152NCBCMG], retrieved from FRED.
Last Checked: 8/1/2025