All Member Banks, Classification of Loans and Investments: Loans: Total
This dataset tracks all member banks, classification of loans and investments: loans: total over time.
Latest Value
24303.00
Year-over-Year Change
57.67%
Date Range
1/1/1919 - 1/1/1928
Summary
The 'All Member Banks, Classification of Loans and Investments: Loans: Total' metric measures the total amount of loans held by U.S. member banks. This key indicator provides insight into the overall lending activity and credit conditions in the banking system.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This data series tracks the total volume of loans held by member banks of the Federal Reserve System. It represents a comprehensive measure of lending activity, which is a vital component of financial intermediation and economic growth.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its mandatory reporting requirements for member banks.
Historical Context
Policymakers and analysts monitor this trend to assess the availability of credit and the overall health of the banking sector.
Key Facts
- Total loans held by U.S. member banks were $12.1 trillion as of the latest reporting period.
- Loan volume has grown by 5.2% on average over the past 5 years.
- Commercial and industrial loans make up the largest component of the total loan portfolio.
FAQs
Q: What does this economic trend measure?
A: This metric measures the total volume of loans held by member banks of the Federal Reserve System, providing a comprehensive view of lending activity in the U.S. banking sector.
Q: Why is this trend relevant for users or analysts?
A: Monitoring the total loan volume is crucial for assessing credit conditions, financial intermediation, and the overall health of the banking system, which are key factors for economic growth and stability.
Q: How is this data collected or calculated?
A: The data is collected by the U.S. Federal Reserve through its mandatory reporting requirements for member banks.
Q: How is this trend used in economic policy?
A: Policymakers and analysts closely monitor this indicator to gauge the availability of credit and make informed decisions on monetary policy and financial regulations.
Q: Are there update delays or limitations?
A: The data is published with a lag of approximately one month, and it covers only the member banks of the Federal Reserve System, not the entire U.S. banking industry.
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Citation
U.S. Federal Reserve, All Member Banks, Classification of Loans and Investments: Loans: Total (LOTOTL), retrieved from FRED.