Borrowings, All Commercial Banks
Percent Change at Annual Rate, Monthly, Seasonally Adjusted
H8B3094NCBCMG • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
32.00
Year-over-Year Change
-245.45%
Date Range
2/1/1973 - 7/1/2025
Summary
This economic indicator tracks percentage changes in a specific economic metric on a monthly, seasonally adjusted basis. It provides critical insights into short-term economic fluctuations and potential trends.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The series represents a standardized measurement of economic change that allows economists to compare data across different time periods by normalizing for seasonal variations. Economists use this metric to understand the rate of economic transformation and potential momentum in specific sectors.
Methodology
Data is collected through systematic statistical sampling and adjusted using standard seasonal adjustment techniques to remove predictable annual variations.
Historical Context
This trend is utilized by policymakers, financial analysts, and central banks to assess economic performance and inform strategic decision-making.
Key Facts
- Provides monthly percentage change with seasonal adjustments
- Enables comparative analysis across different time periods
- Critical for understanding short-term economic dynamics
FAQs
Q: What does seasonal adjustment mean?
A: Seasonal adjustment removes predictable annual fluctuations to reveal underlying economic trends more clearly.
Q: How frequently is this data updated?
A: Typically, this economic indicator is updated monthly by the U.S. Federal Reserve.
Q: Why are annual rates important?
A: Annual rates help standardize data and provide a consistent, comparable view of economic changes over time.
Q: Who uses this type of economic data?
A: Policymakers, economists, investors, and financial analysts rely on this data for strategic planning and economic forecasting.
Q: What are the limitations of this indicator?
A: While valuable, this metric represents a snapshot and should be considered alongside other economic indicators for comprehensive analysis.
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Citation
U.S. Federal Reserve, Percent Change at Annual Rate, Monthly, Seasonally Adjusted [H8B3094NCBCMG], retrieved from FRED.
Last Checked: 8/1/2025