Securities in Bank Credit, All Commercial Banks
H8B1002NCBCMG • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
8.00
Year-over-Year Change
-45.58%
Date Range
2/1/1947 - 6/1/2025
Summary
This economic indicator tracks the total value of securities held by all commercial banks in the United States. It provides critical insight into bank asset composition and overall financial system liquidity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The series represents the aggregate securities portfolio of commercial banks, reflecting their investment strategies and risk management approaches. Economists use this metric to assess banking sector health, monetary policy transmission, and potential economic shifts.
Methodology
Data is collected through regulatory reporting requirements from commercial banks to the Federal Reserve, aggregating securities holdings across the banking system.
Historical Context
Policymakers and financial analysts use this trend to understand bank lending capacity, investment behavior, and potential economic stress indicators.
Key Facts
- Represents total securities holdings across all U.S. commercial banks
- Includes various financial instruments like government and corporate securities
- Fluctuates with economic conditions and monetary policy changes
FAQs
Q: What types of securities are included in this metric?
A: The series includes U.S. Treasury securities, municipal securities, mortgage-backed securities, and other investment-grade financial instruments held by commercial banks.
Q: How does this trend relate to bank lending?
A: Securities holdings can indicate banks' risk appetite and available capital for lending, reflecting broader economic conditions and monetary policy stance.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this series weekly, providing near-real-time insights into bank asset composition.
Q: Why do banks hold securities?
A: Banks hold securities to manage liquidity, generate interest income, meet regulatory requirements, and balance their overall investment portfolio.
Q: What are the limitations of this data?
A: The metric provides a snapshot of securities holdings and does not directly reveal the quality or risk profile of those securities.
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Citation
U.S. Federal Reserve, Securities in Bank Credit, All Commercial Banks [H8B1002NCBCMG], retrieved from FRED.
Last Checked: 8/1/2025