Millions of Dollars, Monthly Rate, Not Seasonally Adjusted
This dataset tracks millions of dollars, monthly rate, not seasonally adjusted over time.
Latest Value
-1654.90
Year-over-Year Change
-166.24%
Date Range
2/1/1943 - 5/1/2025
Summary
This economic indicator tracks the total commercial and industrial loans and leases held by U.S. commercial banks on a monthly basis. It provides insights into lending activity and business investment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Millions of Dollars, Monthly Rate, Not Seasonally Adjusted' series represents the dollar amount of commercial and industrial loans and leases on the balance sheets of U.S. commercial banks. This metric is used by economists and policymakers to gauge the health of the banking sector and overall business investment.
Methodology
The data is collected directly from U.S. commercial banks through the Federal Reserve's survey of bank assets and liabilities.
Historical Context
This lending trend is closely watched by the Federal Reserve and other institutions to assess the flow of credit to businesses and inform monetary policy decisions.
Key Facts
- U.S. commercial banks held over $3 trillion in commercial and industrial loans as of the latest data.
- Commercial loan balances have risen by over 50% in the past decade.
- The indicator reached a record high in 2022 amid strong business investment.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the total outstanding commercial and industrial loans and leases held on the balance sheets of U.S. commercial banks.
Q: Why is this trend relevant for users or analysts?
A: The commercial lending activity measured by this indicator provides insights into the health of the banking sector and the level of business investment in the economy.
Q: How is this data collected or calculated?
A: The data is collected directly from U.S. commercial banks through the Federal Reserve's survey of bank assets and liabilities.
Q: How is this trend used in economic policy?
A: The Federal Reserve and other institutions closely monitor this lending trend to assess the flow of credit to businesses and inform monetary policy decisions.
Q: Are there update delays or limitations?
A: This data is reported monthly with a short lag, providing timely insights into commercial lending activity.
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Citation
U.S. Federal Reserve, Millions of Dollars, Monthly Rate, Not Seasonally Adjusted (DTCTHFXDFBANM), retrieved from FRED.