Total Consumer Owned and Managed Receivables Outstanding Held by Finance Companies
This dataset tracks total consumer owned and managed receivables outstanding held by finance companies over time.
Latest Value
-2.99
Year-over-Year Change
-227.78%
Date Range
7/1/1985 - 5/1/2025
Summary
This economic indicator tracks the total consumer receivables outstanding held by finance companies in the United States. It provides insight into consumer credit conditions and trends in the finance industry.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Total Consumer Owned and Managed Receivables Outstanding Held by Finance Companies metric measures the total value of consumer credit and loan products managed by finance companies. It is used by economists and policymakers to assess the broader consumer credit landscape and lending activity.
Methodology
The data is collected through surveys of finance companies by the Federal Reserve.
Historical Context
This indicator offers context on the consumer finance market and can inform economic and monetary policy decisions.
Key Facts
- Finance companies hold over $1 trillion in consumer receivables.
- Consumer receivables have grown steadily since the Great Recession.
- Auto loans make up the largest share of finance company receivables.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the total value of consumer credit and loan products held and managed by finance companies in the United States.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into consumer credit conditions and lending activity, which is useful for economists, policymakers, and analysts assessing the broader consumer finance landscape.
Q: How is this data collected or calculated?
A: The data is collected through surveys of finance companies conducted by the Federal Reserve.
Q: How is this trend used in economic policy?
A: This indicator can inform economic and monetary policy decisions by offering context on the consumer finance market and lending environment.
Q: Are there update delays or limitations?
A: The data is published monthly with a lag of approximately 2 months.
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Citation
U.S. Federal Reserve, Total Consumer Owned and Managed Receivables Outstanding Held by Finance Companies (DTCTHFABAM), retrieved from FRED.