Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks

Not Seasonally Adjusted

DRSFRMACBN • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1.80

Year-over-Year Change

-15.09%

Date Range

1/1/1991 - 1/1/2025

Summary

The 'Not Seasonally Adjusted' data series represents raw economic measurements without statistical adjustments for predictable seasonal variations. This approach provides a direct view of actual economic activity without smoothing techniques applied.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Economists use not seasonally adjusted data to understand raw economic performance and identify underlying trends before standard seasonal modifications. This data helps reveal unfiltered economic patterns and actual transaction volumes across different periods.

Methodology

Data is collected through direct economic measurements and reporting from government agencies, financial institutions, and statistical bureaus without applying seasonal adjustment algorithms.

Historical Context

Policymakers and financial analysts use this raw data to understand baseline economic performance and compare unadjusted economic indicators across different time periods.

Key Facts

  • Represents economic data without seasonal smoothing
  • Provides direct view of economic activity
  • Essential for understanding raw economic performance

FAQs

Q: What does 'Not Seasonally Adjusted' mean?

A: It means economic data is reported in its original form without statistical modifications to account for predictable seasonal fluctuations.

Q: Why is non-seasonally adjusted data important?

A: It reveals actual economic activity without algorithmic smoothing, helping analysts understand raw economic performance and underlying trends.

Q: How is this different from seasonally adjusted data?

A: Non-seasonally adjusted data shows raw numbers, while seasonally adjusted data removes predictable seasonal variations to highlight underlying economic trends.

Q: Who uses not seasonally adjusted data?

A: Economists, policymakers, financial analysts, and researchers use this data to understand baseline economic performance and make comparative assessments.

Q: How often is this data updated?

A: Update frequency varies by specific economic indicator, but many series are updated monthly or quarterly by government statistical agencies.

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Related Trends

Citation

U.S. Federal Reserve, Not Seasonally Adjusted [DRSFRMACBN], retrieved from FRED.

Last Checked: 8/1/2025

Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks | US Economic Trends