Delinquency Rate on Other Consumer Loans, Banks Ranked 1st to 100th Largest in Size by Assets
Not Seasonally Adjusted
DROCLT100N • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.37
Year-over-Year Change
49.06%
Date Range
1/1/1991 - 1/1/2025
Summary
Not Seasonally Adjusted data represents raw economic measurements without statistical adjustments for predictable seasonal variations. This approach provides a direct view of actual economic activity without smoothing techniques applied.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Economists use Not Seasonally Adjusted data to understand raw economic performance and identify underlying trends before seasonal modifications. These unaltered figures help reveal genuine economic changes and fluctuations in real-time measurements.
Methodology
Data is collected through direct economic surveys, government reporting systems, and statistical sampling techniques that capture unadjusted economic indicators.
Historical Context
Policymakers and financial analysts use Not Seasonally Adjusted data to perform granular economic analysis and compare raw performance across different time periods.
Key Facts
- Provides unmodified economic data without seasonal smoothing
- Useful for understanding immediate economic performance
- Allows direct comparison of raw economic measurements
FAQs
Q: What does 'Not Seasonally Adjusted' mean?
A: It means economic data is reported in its original form without statistical adjustments for predictable seasonal patterns like holiday spending or weather-related variations.
Q: Why are seasonal adjustments important?
A: Seasonal adjustments help economists understand underlying economic trends by removing predictable cyclical variations that can distort raw data interpretation.
Q: How is Not Seasonally Adjusted data different from Seasonally Adjusted data?
A: Not Seasonally Adjusted data shows actual recorded values, while Seasonally Adjusted data applies statistical techniques to smooth out predictable fluctuations.
Q: When should Not Seasonally Adjusted data be used?
A: It is most useful for analyzing short-term economic performance, identifying immediate trends, and comparing raw data across specific time periods.
Q: How frequently is this data updated?
A: Update frequency varies by specific economic indicator but typically ranges from monthly to quarterly reporting cycles.
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Citation
U.S. Federal Reserve, Not Seasonally Adjusted [DROCLT100N], retrieved from FRED.
Last Checked: 8/1/2025