Delinquency Rate on Consumer Loans, Banks Ranked 1st to 100th Largest in Size by Assets
Not Seasonally Adjusted
DRCLT100N • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.73
Year-over-Year Change
69.57%
Date Range
1/1/1987 - 1/1/2025
Summary
Not Seasonally Adjusted (DRCLT100N) represents raw economic data without statistical modifications to account for predictable seasonal variations. This unadjusted data provides a direct snapshot of economic activity before standard smoothing techniques are applied.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Economists use not seasonally adjusted data to understand raw economic performance and identify underlying trends without removing cyclical fluctuations. This approach allows for precise period-to-period comparisons without statistical interventions.
Methodology
Data is collected through direct measurement of economic indicators without applying seasonal adjustment algorithms or statistical smoothing techniques.
Historical Context
Policymakers and financial analysts use not seasonally adjusted data to analyze granular economic performance and validate seasonal adjustment models.
Key Facts
- Represents unmodified economic data without seasonal adjustments
- Provides direct insight into raw economic performance
- Essential for understanding granular economic fluctuations
FAQs
Q: What does 'Not Seasonally Adjusted' mean?
A: It means economic data is reported in its original form without statistical modifications to remove predictable seasonal patterns.
Q: Why is not seasonally adjusted data important?
A: It offers a raw, unfiltered view of economic activity, allowing analysts to see actual performance before statistical smoothing.
Q: How is not seasonally adjusted data different from seasonally adjusted data?
A: Unadjusted data shows raw numbers, while seasonally adjusted data removes predictable cyclical variations to reveal underlying trends.
Q: When should economists use not seasonally adjusted data?
A: It's most useful for detailed period-to-period comparisons and validating seasonal adjustment models.
Q: How frequently is this data updated?
A: Update frequency varies by specific economic indicator, but many are updated monthly or quarterly.
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Citation
U.S. Federal Reserve, Not Seasonally Adjusted [DRCLT100N], retrieved from FRED.
Last Checked: 8/1/2025