Delinquency Rate on Credit Card Loans, Banks Ranked 1st to 100th Largest in Size by Assets
Not Seasonally Adjusted
DRCCLT100N • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.99
Year-over-Year Change
84.57%
Date Range
1/1/1991 - 1/1/2025
Summary
The 'Not Seasonally Adjusted' data series represents raw economic data without statistical adjustments for predictable seasonal variations. This unadjusted data provides a direct snapshot of economic activity before accounting for cyclical patterns like holiday spending or weather-related fluctuations.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Economists use not seasonally adjusted data to understand the actual raw measurements of economic indicators without smoothing techniques. This raw data helps identify underlying trends and provides a baseline for more complex statistical analyses.
Methodology
Data is collected through systematic surveys, government reporting mechanisms, and direct economic measurements from various institutional sources.
Historical Context
Policymakers and financial analysts use this data to understand baseline economic performance and compare against seasonally adjusted figures.
Key Facts
- Represents unmodified economic data without seasonal adjustments
- Provides direct insight into raw economic measurements
- Essential for understanding baseline economic performance
FAQs
Q: What does 'Not Seasonally Adjusted' mean?
A: It means the economic data reflects actual raw numbers without statistical smoothing for predictable seasonal changes like holiday spending or weather impacts.
Q: Why is unadjusted data important?
A: Unadjusted data provides a direct view of economic activity, helping analysts understand baseline performance before seasonal modifications.
Q: How is this data different from seasonally adjusted data?
A: Unadjusted data shows raw numbers, while seasonally adjusted data removes predictable cyclical variations to reveal underlying economic trends.
Q: Who uses not seasonally adjusted data?
A: Economists, policymakers, financial analysts, and researchers use this data for comprehensive economic analysis and understanding baseline performance.
Q: How often is this data updated?
A: Update frequency varies by specific economic indicator, but many series are updated monthly or quarterly by government statistical agencies.
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Citation
U.S. Federal Reserve, Not Seasonally Adjusted [DRCCLT100N], retrieved from FRED.
Last Checked: 8/1/2025