37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 2nd Most Important
CTQ37B72MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Tracks changes in lending conditions for nonfinancial corporations, focusing on competitive dynamics in credit markets. Provides insights into institutional lending strategies and market competitiveness.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates how financial institutions adjust lending terms due to competitive pressures. It reflects the evolving landscape of corporate credit availability.
Methodology
Collected through quarterly survey of financial institution lending practices.
Historical Context
Used by policymakers to understand credit market dynamics and institutional lending trends.
Key Facts
- Indicates institutional lending competitiveness
- Quarterly survey-based metric
- Reflects credit market dynamics
FAQs
Q: What does this economic indicator measure?
A: Tracks changes in lending terms for nonfinancial corporations due to competitive pressures. Provides insights into credit market conditions.
Q: How often is this data updated?
A: Collected quarterly through financial institution surveys. Reflects recent lending market trends.
Q: Why is this indicator important?
A: Helps economists and policymakers understand credit market dynamics and institutional lending strategies.
Q: How do competitive pressures impact lending?
A: More aggressive competition can lead to easier lending terms and increased credit availability for corporations.
Q: What limitations exist in this data?
A: Survey-based metric reflects perceptions and may not capture entire market complexity.
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Related Trends
78) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| B. High-Yield Corporate Bonds. | Answer Type: Decreased Considerably
SFQ78BDCNR
23) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Insurance Companies as Reflected Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Eased Considerably
ALLQ23ECNR
12) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Trading Reits Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Remained Basically Unchanged
ALLQ12RBUNR
60) Over the Past Three Months, How Have the Terms Under Which Equities Are Funded (Including Through Stock Loan) Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
ALLQ60B4ESNR
21) Considering the Entire Range of Transactions Facilitated by Your Institution, How Has the Use of Financial Leverage by Each of the Following Types of Clients Changed over the Past Three Months?| C. Pension Plans. | Answer Type: Decreased Somewhat
ALLQ21CDSNR
35) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Nonfinancial Corporations as Reflected Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Eased Somewhat
CTQ35ESNR
Citation
U.S. Federal Reserve, Lending Conditions Survey (CTQ37B72MINR), retrieved from FRED.