25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 3. Adoption of More-Stringent Market Conventions (That Is, Collateral Terms and Agreements, ISDA Protocols). | Answer Type: 2nd Most Important
CTQ25A32MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Tracks adoption of more stringent market conventions in insurance industry lending practices. Provides insight into evolving financial regulatory and risk management standards.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures changes in collateral terms, ISDA protocols, and market agreements. Reflects industry-wide risk management approaches.
Methodology
Collected through survey responses from financial institutions about lending standards.
Historical Context
Used by regulators to monitor financial market risk management practices.
Key Facts
- Indicates evolving financial market standards
- Reflects risk management improvements
- Important for understanding industry practices
FAQs
Q: What are ISDA protocols?
A: International standardized agreements that govern derivatives and financial transactions.
Q: Why do market conventions change?
A: To improve risk management and create more standardized financial practices.
Q: How do these changes impact insurers?
A: They affect lending terms, risk assessment, and overall financial operations.
Q: Who develops these conventions?
A: Industry associations, regulators, and financial institutions collaborate on standards.
Q: How frequently do these conventions update?
A: Typically reviewed annually, with significant changes made as market conditions evolve.
Related Trends
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Eased Somewhat
SFQ56B1ESNR
50) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| E. Credit Referencing Securitized Products Including Mbs and Abs. | Answer Type: Increased Considerably
ALLQ50EICNR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Eased Somewhat
SFQ56B2ESNR
7) How Has the Intensity of Efforts by Hedge Funds to Negotiate More-Favorable Price and Nonprice Terms Changed over the Past Three Months?| Answer Type: Increased Considerably
ALLQ07ICNR
50) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| B. Interest Rate. | Answer Type: Increased Considerably
ALLQ50BICNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 2nd Most Important
ALLQ19B72MINR
Citation
U.S. Federal Reserve, Insurance Market Conventions (CTQ25A32MINR), retrieved from FRED.