25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 3. Adoption of More-Stringent Market Conventions (That Is, Collateral Terms and Agreements, ISDA Protocols). | Answer Type: 2nd Most Important
CTQ25A32MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Tracks adoption of more stringent market conventions in insurance industry lending practices. Provides insight into evolving financial regulatory and risk management standards.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures changes in collateral terms, ISDA protocols, and market agreements. Reflects industry-wide risk management approaches.
Methodology
Collected through survey responses from financial institutions about lending standards.
Historical Context
Used by regulators to monitor financial market risk management practices.
Key Facts
- Indicates evolving financial market standards
- Reflects risk management improvements
- Important for understanding industry practices
FAQs
Q: What are ISDA protocols?
A: International standardized agreements that govern derivatives and financial transactions.
Q: Why do market conventions change?
A: To improve risk management and create more standardized financial practices.
Q: How do these changes impact insurers?
A: They affect lending terms, risk assessment, and overall financial operations.
Q: Who develops these conventions?
A: Industry associations, regulators, and financial institutions collaborate on standards.
Q: How frequently do these conventions update?
A: Typically reviewed annually, with significant changes made as market conditions evolve.
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Related Trends
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51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| F. Commodity. | Answer Type: Remained Basically Unchanged
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51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| F. Commodity. | Answer Type: Decreased Somewhat
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31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 4. Lower Internal Treasury Charges for Funding. | Answer Type: 2nd Most Important
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66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Somewhat
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62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Tightened Somewhat
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Citation
U.S. Federal Reserve, Insurance Market Conventions (CTQ25A32MINR), retrieved from FRED.