37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: First In Importance
CTQ37A2MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Tracks primary reasons for tightening credit terms for nonfinancial corporations. Provides critical insights into institutional risk perception.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures institutional willingness to assume risk in corporate lending environments. Reflects broader economic and financial market conditions.
Methodology
Survey-based data collection from financial institutions about lending practices.
Historical Context
Used by policymakers to understand credit market dynamics and risk appetite.
Key Facts
- Indicates institutional risk tolerance
- Reflects broader economic sentiment
- Provides leading credit market indicator
FAQs
Q: What causes institutions to reduce risk willingness?
A: Economic uncertainty, market volatility, and potential default risks drive institutional risk reduction.
Q: How do tightened terms impact corporations?
A: Reduced lending willingness can increase borrowing costs and limit corporate financial flexibility.
Q: Who interprets these survey results?
A: Economists, policymakers, and financial strategists analyze these trends for market insights.
Q: What does reduced risk willingness mean?
A: Institutions become more selective in lending, applying stricter terms and higher scrutiny.
Q: How often are these surveys conducted?
A: Quarterly surveys capture evolving institutional risk perceptions and lending strategies.
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Related Trends
46) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Credit Derivatives Referencing Securitized Products (Such as Specific Abs or Mbs Tranches and Associated Indexes) Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Remained Basically Unchanged
ALLQ46ARBUNR
71) Over the Past Three Months, How Has Demand for Funding of CMBS by Your Institution's Clients Changed?| Answer Type: Remained Basically Unchanged
SFQ71RBUNR
2) Over the Past Three Months, How Has the Amount of Resources and Attention Your Firm Devotes to Management of Concentrated Credit Exposure to Central Counterparties and Other Financial Utilities Changed?| Answer Type: Remained Basically Unchanged
ALLQ02RBUNR
5) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions, or Other Documentation Features) with Respect to Hedge Funds Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Tightened Somewhat
CTQ05TSNR
46) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Credit Derivatives Referencing Securitized Products (Such as Specific Abs or Mbs Tranches and Associated Indexes) Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Decreased Considerably
ALLQ46ADCNR
7) How Has the Intensity of Efforts by Hedge Funds to Negotiate More-Favorable Price and Nonprice Terms Changed over the Past Three Months?| Answer Type: Decreased Somewhat
ALLQ07DSNR
Citation
U.S. Federal Reserve, Corporate Term Tightening Survey (CTQ37A2MINR), retrieved from FRED.