70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably
ALLQ70A3ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
This economic indicator tracks changes in haircuts for Commercial Mortgage-Backed Securities (CMBS) funding terms over a three-month period. The trend provides insights into lending conditions and risk perception in the commercial real estate financing market.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the degree of risk adjustment in CMBS lending, specifically focusing on the 'haircut' or discount applied to collateral value. Economists use this indicator to assess credit market tightness and potential shifts in financial sector risk assessment.
Methodology
Data is collected through surveys and financial market reporting, tracking changes in lending standards and risk mitigation strategies.
Historical Context
This trend is used by policymakers and investors to understand credit market dynamics and potential economic stress in commercial real estate financing.
Key Facts
- Measures changes in CMBS funding terms over three months
- Indicates potential shifts in lending risk assessment
- Provides insight into commercial real estate credit conditions
FAQs
Q: What does a 'haircut' mean in CMBS lending?
A: A haircut is the difference between the market value of an asset and the amount that can be used as collateral for a loan. It represents the risk discount applied by lenders.
Q: Why are CMBS funding terms important?
A: CMBS funding terms reflect the overall health of commercial real estate markets and broader credit market conditions. Changes can signal economic trends and potential financial stress.
Q: How often is this data updated?
A: Typically, this type of economic indicator is updated quarterly, providing a snapshot of recent lending market conditions.
Q: What does 'Eased Considerably' mean in this context?
A: It suggests that lending terms have become more favorable, with reduced risk premiums and potentially lower haircuts for CMBS.
Q: Who uses this economic indicator?
A: Investors, financial analysts, real estate professionals, and policymakers use this data to assess credit market conditions and make informed decisions.
Related News
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures...
Related Trends
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| D. Credit Referencing Corporates. | Answer Type: Increased Somewhat
ALLQ51DISNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Tightened Considerably
ALLQ74B2TCNR
9) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Availability of Additional (and Currently Unutilized) Financial Leverage Under Agreements Currently in Place with Hedge Funds (for Example, Under Prime Broker, Warehouse Agreements, and Other Committed but Undrawn or Partly Drawn Facilities) Changed Over the Past Three Months?| Answer Type: Increased Somewhat
CTQ09ISNR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Considerably
SFQ62B4TCNR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| F. Commodity. | Answer Type: Increased Somewhat
ALLQ51FISNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 4. Lower Internal Treasury Charges for Funding. | Answer Type: 2nd Most Important
CTQ37B42MINR
Citation
U.S. Federal Reserve, 70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably [ALLQ70A3ECNR], retrieved from FRED.
Last Checked: 8/1/2025