Charge-Off Rate on Lease Financing Receivables, Banks Ranked 1st to 100th Largest in Size by Assets
CORLFRT100S • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.22
Year-over-Year Change
-26.67%
Date Range
1/1/1985 - 1/1/2025
Summary
This economic indicator tracks the percentage of lease financing receivables that banks write off as uncollectible for the top 100 banks by asset size. It provides critical insight into the credit quality and financial health of banking institutions' lease portfolios.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The charge-off rate reflects the proportion of lease financing receivables that banks determine are unlikely to be recovered, serving as a key metric of credit risk and economic stress. Economists and financial analysts use this trend to assess banking sector performance and potential economic challenges.
Methodology
Data is collected through regulatory reporting requirements, where banks calculate the ratio of lease financing receivables written off during a specific period relative to their total lease receivables.
Historical Context
This metric is used by policymakers, regulators, and investors to evaluate banking sector stability and potential systemic financial risks.
Key Facts
- Measures credit losses for top 100 banks by asset size
- Indicates potential economic stress in banking sector
- Reflects overall quality of lease financing portfolios
FAQs
Q: What does a high charge-off rate indicate?
A: A high charge-off rate suggests increased financial stress and potential credit quality issues in the banking sector. It may signal economic challenges or heightened risk in lease financing.
Q: How often is this data updated?
A: The Federal Reserve typically updates this metric quarterly, providing a consistent snapshot of banking sector lease financing performance.
Q: Why are lease financing charge-offs important?
A: Lease financing charge-offs provide insight into banks' credit risk management and can be an early indicator of broader economic challenges or sector-specific stress.
Q: How do regulators use this data?
A: Regulators analyze this metric to assess banking sector health, identify potential systemic risks, and inform monetary and regulatory policy decisions.
Q: What limitations exist in this data?
A: The metric only covers the top 100 banks and may not fully represent smaller regional or community banking institutions' lease financing performance.
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Citation
U.S. Federal Reserve, Charge-Off Rate on Lease Financing Receivables, Banks Ranked 1st to 100th Largest in Size by Assets [CORLFRT100S], retrieved from FRED.
Last Checked: 8/1/2025