Charge-Off Rate on Farmland Loans, Booked in Domestic Offices, Banks Not Among the 100 Largest in Size by Assets
CORFLOBS • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.01
Year-over-Year Change
-75.00%
Date Range
1/1/1991 - 1/1/2025
Summary
The Charge-Off Rate on Farmland Loans tracks the percentage of agricultural loans that banks write off as uncollectible, specifically for smaller banks not among the top 100 by asset size. This metric provides critical insight into the financial health of agricultural lending and rural economic conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator measures the credit risk and financial performance of farmland loans in smaller banking institutions. Economists use this trend to assess agricultural sector stability, lending practices, and potential economic stress in rural financial markets.
Methodology
The data is collected by the Federal Reserve through regulatory reporting, calculating the ratio of farmland loan charge-offs to total farmland loans for banks outside the top 100 by asset size.
Historical Context
Policymakers and agricultural economists use this trend to evaluate agricultural credit markets, inform lending regulations, and understand potential economic pressures on rural banking systems.
Key Facts
- Focuses on smaller banks' farmland loan performance
- Indicates credit risk in agricultural lending
- Provides insight into rural economic conditions
FAQs
Q: What does a high charge-off rate indicate?
A: A high charge-off rate suggests increased financial stress in agricultural lending, potentially signaling economic challenges for farmers or lending institutions.
Q: Why are smaller banks important in this metric?
A: Smaller banks often play a crucial role in local agricultural lending, making their loan performance a key indicator of rural economic health.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of farmland loan performance.
Q: How do charge-off rates impact agricultural lending?
A: High charge-off rates can lead to more conservative lending practices, potentially making it harder for farmers to secure loans.
Q: What factors influence farmland loan charge-offs?
A: Factors include crop prices, weather conditions, agricultural commodity markets, and overall economic conditions affecting farming operations.
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Citation
U.S. Federal Reserve, Charge-Off Rate on Farmland Loans, Booked in Domestic Offices, Banks Not Among the 100 Largest in Size by Assets [CORFLOBS], retrieved from FRED.
Last Checked: 8/1/2025