Asset Quality Measures, Net Charge-Offs on All Loans and Leases, To Finance Agricultural Production, All Commercial Banks

NCOALLAGACB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

33.00

Year-over-Year Change

175.00%

Date Range

1/1/1985 - 1/1/2025

Summary

This economic indicator tracks net charge-offs for agricultural production loans across all commercial banks in the United States. It provides critical insight into the financial health and credit risk within the agricultural lending sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Net charge-offs represent the value of loans that banks have determined are unlikely to be collected, less any recoveries of previously written-off debt. Economists use this metric to assess credit quality, banking sector stability, and potential stress in agricultural lending markets.

Methodology

Data is collected through regulatory reporting by commercial banks, tracking the total value of loans written off after accounting for potential recoveries.

Historical Context

This trend is used by policymakers, financial regulators, and agricultural economists to understand credit market conditions and potential economic pressures in the farming sector.

Key Facts

  • Measures the value of uncollectible agricultural production loans
  • Indicates credit risk in the agricultural banking sector
  • Provides insight into financial stress for agricultural producers

FAQs

Q: What do net charge-offs indicate about agricultural lending?

A: Net charge-offs reflect the volume of loans deemed uncollectible, signaling potential financial stress in the agricultural sector and banking credit quality.

Q: How do net charge-offs impact agricultural producers?

A: High net charge-offs can indicate difficult economic conditions and may lead to tighter lending standards, making it harder for farmers to secure credit.

Q: How is this data collected?

A: Commercial banks report loan charge-offs through regulatory filings, which are then compiled and analyzed by federal financial monitoring agencies.

Q: Why are net charge-offs important for economic policy?

A: They provide early warning signals about potential economic challenges in the agricultural sector and can inform monetary and lending policy decisions.

Q: How frequently is this data updated?

A: Typically, this data is updated quarterly, providing a regular snapshot of agricultural lending conditions.

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Citation

U.S. Federal Reserve, Asset Quality Measures, Net Charge-Offs on All Loans and Leases, To Finance Agricultural Production, All Commercial Banks [NCOALLAGACB], retrieved from FRED.

Last Checked: 8/1/2025