Asset Quality Measures, Net Charge-Offs on All Loans and Leases, To Finance Agricultural Production, Banks Not Among the 100 Largest in Size by Assets
NCOALLAGOB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
14.00
Year-over-Year Change
133.33%
Date Range
1/1/1985 - 1/1/2025
Summary
This economic indicator tracks net charge-offs on agricultural production loans for smaller banks, providing insight into credit quality and financial health in the agricultural lending sector. It helps economists and policymakers understand potential risks and performance of agricultural lending outside the largest financial institutions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Net charge-offs represent the value of loans that banks have determined are unlikely to be collected, minus any recoveries of previously written-off debt. This metric is a critical measure of credit risk and lending performance in the agricultural production finance ecosystem.
Methodology
Data is collected through regulatory reporting requirements, where banks document loan charge-offs and track the financial performance of agricultural production loans.
Historical Context
This trend is used by financial regulators, agricultural economists, and policymakers to assess the credit health of smaller banks and the agricultural lending market.
Key Facts
- Focuses on smaller banks not among the top 100 by asset size
- Measures net charge-offs specifically for agricultural production loans
- Provides insight into credit risk in the agricultural lending sector
FAQs
Q: What does a net charge-off indicate?
A: A net charge-off represents loans that a bank has determined are unlikely to be collected, indicating potential credit risk and financial stress in the lending portfolio.
Q: Why are agricultural production loans important?
A: Agricultural production loans are critical for farmers to finance seasonal operations, equipment, and crop investments, making their credit quality a key economic indicator.
Q: How often is this data updated?
A: Typically, this data is reported quarterly by banks to regulatory agencies and updated on economic databases like FRED.
Q: What impacts net charge-offs in agricultural lending?
A: Factors like crop prices, weather conditions, agricultural commodity markets, and overall economic health can significantly influence net charge-offs.
Q: What do rising net charge-offs suggest?
A: Increasing net charge-offs may indicate growing financial stress in the agricultural sector or challenges in loan repayment among farmers.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Net Charge-Offs on All Loans and Leases, To Finance Agricultural Production, Banks Not Among the 100 Largest in Size by Assets [NCOALLAGOB], retrieved from FRED.
Last Checked: 8/1/2025