Use of Financial Services Borrowers: Small and Medium Enterprises Borrowing from Other Financial Intermediaries for Bosnia and Herzegovina

BIHFCRMSPENUM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

4,801.63

Year-over-Year Change

-14.49%

Date Range

1/1/2007 - 1/1/2017

Summary

This economic trend measures the borrowing activity of small and medium enterprises (SMEs) in Bosnia and Herzegovina from non-bank financial intermediaries. It provides insights into the financing landscape for SMEs, which are critical drivers of economic growth and employment.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Use of Financial Services Borrowers: Small and Medium Enterprises Borrowing from Other Financial Intermediaries for Bosnia and Herzegovina data series tracks the total value of loans extended to SMEs by non-bank financial institutions, such as microfinance organizations and leasing companies. This metric helps analyze the diversity and accessibility of financing options available to smaller businesses.

Methodology

The data is collected through surveys of financial institutions and compiled by the Central Bank of Bosnia and Herzegovina.

Historical Context

This trend is relevant for policymakers and economists assessing the health and inclusiveness of Bosnia's financial system.

Key Facts

  • SMEs account for over 60% of employment in Bosnia and Herzegovina.
  • Non-bank financial institutions provide over 20% of total business lending in the country.
  • Microfinance has been a key driver of financial inclusion for underserved SMEs.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total value of loans extended to small and medium enterprises (SMEs) in Bosnia and Herzegovina by non-bank financial institutions, such as microfinance organizations and leasing companies.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insights into the diversity and accessibility of financing options available to smaller businesses, which are critical drivers of economic growth and employment in Bosnia and Herzegovina.

Q: How is this data collected or calculated?

A: The data is collected through surveys of financial institutions and compiled by the Central Bank of Bosnia and Herzegovina.

Q: How is this trend used in economic policy?

A: This trend is relevant for policymakers and economists assessing the health and inclusiveness of Bosnia's financial system, particularly in terms of supporting small and medium enterprises.

Q: Are there update delays or limitations?

A: The data is published with a lag, but provides a comprehensive view of SME borrowing from non-bank financial intermediaries in Bosnia and Herzegovina.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services Borrowers: Small and Medium Enterprises Borrowing from Other Financial Intermediaries for Bosnia and Herzegovina (BIHFCRMSPENUM), retrieved from FRED.