Bank Credit to Bank Deposits for Bosnia and Herzegovina
DDSI04BAA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
75.15
Year-over-Year Change
-46.37%
Date Range
1/1/1997 - 1/1/2021
Summary
The Bank Credit to Bank Deposits for Bosnia and Herzegovina measures the ratio of bank loans to bank deposits, indicating the country's financial intermediation and stability.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the level of financial intermediation in Bosnia and Herzegovina's banking sector. It is used by economists and policymakers to assess the overall health and efficiency of the country's financial system.
Methodology
The data is collected by the World Bank from national financial regulators.
Historical Context
Policymakers and financial analysts monitor this metric to gauge credit market conditions and the ability of banks to fund lending activities.
Key Facts
- Bosnia and Herzegovina's bank credit to deposits ratio was 87.6% in 2020.
- The ratio has declined from a peak of 101.5% in 2008, indicating reduced financial intermediation.
- A high ratio suggests banks are over-leveraged, while a low ratio may signal limited credit availability.
FAQs
Q: What does this economic trend measure?
A: The Bank Credit to Bank Deposits ratio measures the level of financial intermediation in Bosnia and Herzegovina's banking sector. It shows the extent to which banks are able to convert deposits into loans and advances.
Q: Why is this trend relevant for users or analysts?
A: This metric is closely watched by economists and policymakers as an indicator of the health and efficiency of the country's financial system. It provides insights into credit market conditions and the ability of banks to fund lending activities.
Q: How is this data collected or calculated?
A: The data is collected by the World Bank from national financial regulators in Bosnia and Herzegovina.
Q: How is this trend used in economic policy?
A: Policymakers and financial analysts monitor the bank credit to deposits ratio to assess overall financial intermediation and stability. It helps inform decisions around monetary policy, banking regulations, and measures to promote a well-functioning credit market.
Q: Are there update delays or limitations?
A: The World Bank data may have a delay of up to a year in reporting the latest figures for Bosnia and Herzegovina. The metric can also be influenced by factors like economic growth, inflation, and banking sector structure.
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Citation
U.S. Federal Reserve, Bank Credit to Bank Deposits for Bosnia and Herzegovina (DDSI04BAA156NWDB), retrieved from FRED.