Use of Financial Services: Key Indicators, Small and Medium Enterprises (SME) Borrowers from Commercial Banks (% of Non-financial Corporation Depositors with Commercial Banks) for Bosnia and Herzegovina
BIHFCRODCSPNUM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
89.64
Year-over-Year Change
0.28%
Date Range
1/1/2007 - 1/1/2014
Summary
This economic trend measures the use of financial services by small and medium enterprises (SMEs) in Bosnia and Herzegovina, specifically the percentage of non-financial corporation depositors with commercial banks that are SME borrowers. It provides insights into access to credit and the financial inclusion of this key business segment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Use of Financial Services: Key Indicators, Small and Medium Enterprises (SME) Borrowers from Commercial Banks (% of Non-financial Corporation Depositors with Commercial Banks) for Bosnia and Herzegovina tracks the relative utilization of commercial banking services by SMEs compared to larger non-financial corporations. This metric is valuable for assessing financial access and lending patterns within the private sector.
Methodology
The data is collected and calculated by the Central Bank of Bosnia and Herzegovina.
Historical Context
This indicator is useful for policymakers and financial institutions seeking to understand SME financing trends and develop strategies to promote small business development.
Key Facts
- SMEs account for over 99% of businesses in Bosnia and Herzegovina.
- Access to finance is a major constraint for SME growth in the country.
- The indicator provides insight into the relative financial access of SMEs compared to larger firms.
FAQs
Q: What does this economic trend measure?
A: This trend measures the percentage of non-financial corporation depositors with commercial banks in Bosnia and Herzegovina that are small and medium enterprises (SMEs).
Q: Why is this trend relevant for users or analysts?
A: This indicator provides insights into the financial inclusion and access to credit for SMEs, a key segment of the private sector, which is valuable for policymakers and financial institutions.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the Central Bank of Bosnia and Herzegovina.
Q: How is this trend used in economic policy?
A: This indicator is used by policymakers and financial institutions to understand SME financing trends and develop strategies to promote small business development.
Q: Are there update delays or limitations?
A: The data is subject to the publication schedule and any data collection limitations of the Central Bank of Bosnia and Herzegovina.
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Citation
U.S. Federal Reserve, Use of Financial Services: Key Indicators, Small and Medium Enterprises (SME) Borrowers from Commercial Banks (% of Non-financial Corporation Depositors with Commercial Banks) for Bosnia and Herzegovina (BIHFCRODCSPNUM), retrieved from FRED.