74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Remained Basically Unchanged
ALLQ74A1RBUNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
13.00
Year-over-Year Change
-7.14%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks funding terms for consumer asset-backed securities in credit markets. Provides insights into consumer lending and securitization dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures changes in maximum funding amounts for consumer asset-backed securities. Reflects broader credit market conditions and lending strategies.
Methodology
Collected through quarterly survey of financial institutions and credit markets.
Historical Context
Used by policymakers to understand consumer credit market trends.
Key Facts
- Tracks consumer asset-backed securities funding
- Quarterly market assessment
- Indicates credit market conditions
FAQs
Q: What are consumer asset-backed securities?
A: Securities backed by consumer loans like credit card or auto loan receivables.
Q: How does this indicator impact consumers?
A: Reflects potential changes in credit availability and lending conditions.
Q: Why track funding terms?
A: Provides early signals of changes in consumer credit markets and lending strategies.
Q: Who monitors these funding terms?
A: Economists, investors, and financial regulators use this data for market analysis.
Q: What are the data's limitations?
A: Represents a snapshot of market conditions at a specific point in time.
Related Trends
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Tightened Somewhat
SFQ62B3TSNR
75) Over the Past Three Months, How Has Demand for Funding of Consumer Abs by Your Institution's Clients Changed?| Answer Type: Decreased Somewhat
ALLQ75DSNR
71) Over the Past Three Months, How Has Demand for Funding of Cmbs by Your Institution's Clients Changed?| Answer Type: Remained Basically Unchanged
ALLQ71RBUNR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Eased Considerably
SFQ62A2ECNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: 3rd Most Important
ALLQ31A63MINR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| B. Hedge Funds. | Answer Type: Increased Considerably
ALLQ39BICNR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74A1RBUNR), retrieved from FRED.