62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Eased Considerably
SFQ62A2ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
Measures changes in maximum maturity terms for agency residential mortgage-backed securities (RMBS). Indicates shifts in lending market flexibility.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks maximum maturity adjustments in agency RMBS funding. It reflects lending market adaptability and risk appetite.
Methodology
Surveyed from financial institutions reporting funding term modifications.
Historical Context
Critical for understanding mortgage market lending dynamics.
Key Facts
- Reveals mortgage market lending flexibility
- Indicates institutional risk tolerance
- Provides quarterly market trend insights
FAQs
Q: What does maximum maturity mean?
A: Maximum maturity represents the longest loan term offered in RMBS funding. Longer terms suggest increased market confidence.
Q: How frequently is this data collected?
A: Quarterly surveys capture changes in RMBS funding maximum maturity terms.
Q: Why track maximum maturity?
A: It indicates lending market flexibility and institutional risk assessment strategies.
Q: What does 'eased considerably' imply?
A: Significant improvement in lending terms with expanded maximum maturity options.
Q: Who benefits from this information?
A: Investors, mortgage lenders, and economic policymakers use this data for strategic planning.
Related Trends
70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Somewhat
ALLQ70A1TSNR
68) Over the Past Three Months, How Has Demand for Term Funding with a Maturity Greater Than 30 Days of Non-Agency RMBS by Your Institution's Clients Changed?| Answer Type: Remained Basically Unchanged
SFQ68RBUNR
76) Over the Past Three Months, How Has Demand for Term Funding with a Maturity Greater Than 30 Days of Consumer ABS by Your Institution's Clients Changed?| Answer Type: Increased Somewhat
SFQ76ISNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 3. Adoption of More-Stringent Market Conventions (That Is, Collateral Terms and Agreements, ISDA Protocols). | Answer Type: 3rd Most Important
CTQ37A33MINR
24) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Insurance Companies Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Tightened Considerably
CTQ24TCNR
78) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| B. High-Yield Corporate Bonds. | Answer Type: Decreased Somewhat
SFQ78BDSNR
Citation
U.S. Federal Reserve, Agency RMBS Maximum Maturity (SFQ62A2ECNR), retrieved from FRED.