74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Eased Considerably
ALLQ74A1ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms for average clients. Provides insight into credit market flexibility and lending conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates funding availability and terms for consumer asset-backed securities. It reflects broader credit market dynamics and lending environment.
Methodology
Surveyed from financial institutions reporting funding term changes quarterly.
Historical Context
Used by policymakers and investors to assess credit market health and lending trends.
Key Facts
- Indicates easing of consumer asset-backed funding terms
- Quarterly reporting metric
- Reflects broader credit market conditions
FAQs
Q: What does this series measure?
A: It tracks changes in funding terms for consumer asset-backed securities for average clients.
Q: Why are funding terms important?
A: They indicate credit market flexibility and potential lending opportunities for consumers.
Q: How often is this data updated?
A: The series is typically updated quarterly by financial institutions.
Q: What types of assets are included?
A: Includes securities backed by credit card receivables and auto loans.
Q: How do funding terms impact consumers?
A: Easier terms can mean more accessible credit and potentially lower borrowing costs.
Related Trends
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OTCDQ44BRBUNR
40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| A. Dealers and Other Financial Intermediaries. | Answer Type: Decreased Somewhat
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34) How Has the Provision of Differential Terms by Your Institution to Separately Managed Accounts Established with Most-Favored (as a Function of Breadth, Duration, and Extent of Relationship) Investment Advisers Changed Over the Past Three Months?| Answer Type: Increased Considerably
CTQ34ICNR
77) Over the Past Three Months, How Have Liquidity and Functioning in the Consumer Abs Market Changed?| Answer Type: Deteriorated Considerably
ALLQ77TNNR
45) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC Credit Derivatives Referencing Corporates (Single-Name Corporates or Corporate Indexes) Changed?| B. Initial Margin Requirements for Most Favored Clients, as a Consequence of Breadth, Duration, And/or Extent of Relationship. | Answer Type: Increased Considerably
OTCDQ45BICNR
21) Considering the Entire Range of Transactions Facilitated by Your Institution, How Has the Use of Financial Leverage by Each of the Following Types of Clients Changed over the Past Three Months?| D. Endowments. | Answer Type: Increased Somewhat
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Citation
U.S. Federal Reserve, Consumer Asset-Backed Securities Funding Terms (ALLQ74A1ECNR), retrieved from FRED.