74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Eased Considerably

ALLQ74A1ECNR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

10/1/2011 - 1/1/2025

Summary

Tracks changes in consumer asset-backed securities funding terms for average clients. Provides insight into credit market flexibility and lending conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This metric evaluates funding availability and terms for consumer asset-backed securities. It reflects broader credit market dynamics and lending environment.

Methodology

Surveyed from financial institutions reporting funding term changes quarterly.

Historical Context

Used by policymakers and investors to assess credit market health and lending trends.

Key Facts

  • Indicates easing of consumer asset-backed funding terms
  • Quarterly reporting metric
  • Reflects broader credit market conditions

FAQs

Q: What does this series measure?

A: It tracks changes in funding terms for consumer asset-backed securities for average clients.

Q: Why are funding terms important?

A: They indicate credit market flexibility and potential lending opportunities for consumers.

Q: How often is this data updated?

A: The series is typically updated quarterly by financial institutions.

Q: What types of assets are included?

A: Includes securities backed by credit card receivables and auto loans.

Q: How do funding terms impact consumers?

A: Easier terms can mean more accessible credit and potentially lower borrowing costs.

Related Trends

40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| B. Hedge Funds. | Answer Type: Decreased Somewhat

ALLQ40BDSNR

40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| F. Separately Managed Accounts Established with Investment Advisers. | Answer Type: Decreased Considerably

ALLQ40FDCNR

37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 3rd Most Important

ALLQ37A53MINR

74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably

SFQ74A3ECNR

39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| B. Hedge Funds. | Answer Type: Decreased Somewhat

CTQ39BDSNR

31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: 3rd Most Important

ALLQ31A63MINR

Citation

U.S. Federal Reserve, Consumer Asset-Backed Securities Funding Terms (ALLQ74A1ECNR), retrieved from FRED.