66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably

ALLQ66A3ECNR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

10/1/2011 - 1/1/2025

Summary

Tracks changes in non-agency residential mortgage-backed securities (RMBS) funding terms for haircuts. Provides insights into mortgage market liquidity and risk assessment.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This indicator measures how lending institutions are adjusting haircut levels for non-agency residential mortgage securities. It reflects market lending conditions.

Methodology

Surveyed from financial institutions reporting quarterly lending term modifications.

Historical Context

Used by investors and analysts to understand residential mortgage market dynamics.

Key Facts

  • Indicates easing of residential mortgage lending
  • Quarterly survey-based metric
  • Reflects risk assessment in housing markets

FAQs

Q: What does ALLQ66A3ECNR measure?

A: It tracks changes in haircut levels for non-agency residential mortgage-backed securities. Indicates lending market conditions.

Q: What are mortgage haircuts?

A: Haircuts represent the difference between the market value of an asset and its loan value. Lower haircuts suggest easier lending.

Q: How often is this data updated?

A: Quarterly survey provides current lending term modifications.

Q: What does 'eased considerably' mean?

A: Banks are becoming more lenient in residential mortgage lending requirements.

Q: Who uses this data?

A: Investors, mortgage professionals, and economic researchers analyze these trends.

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Citation

U.S. Federal Reserve, Non-Agency RMBS Funding Terms (ALLQ66A3ECNR), retrieved from FRED.
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably | US Economic Trends