Discount Window Primary Credit Rate
Weekly
WPCREDIT • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
4.50
Year-over-Year Change
0.00%
Date Range
6/14/2006 - 8/6/2025
Summary
The WPCREDIT series tracks weekly consumer credit data in the United States, providing insights into consumer borrowing and spending patterns. This metric is crucial for understanding economic health, consumer confidence, and potential shifts in financial markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the total outstanding consumer credit across various lending categories, including revolving and non-revolving credit. Economists analyze these trends to gauge consumer financial behavior, potential economic expansion or contraction, and overall economic sentiment.
Methodology
Data is collected and compiled by the Federal Reserve through comprehensive surveys and financial institution reporting.
Historical Context
Policymakers and financial analysts use this trend to assess consumer spending capacity, potential inflationary pressures, and broader economic momentum.
Key Facts
- Measures total consumer credit outstanding in the United States
- Includes both revolving and non-revolving credit instruments
- Updated weekly to provide timely economic insights
FAQs
Q: What does WPCREDIT specifically measure?
A: WPCREDIT tracks the total amount of consumer credit in the U.S. economy, including credit cards, personal loans, and other consumer lending instruments.
Q: How frequently is this data updated?
A: The WPCREDIT series is updated weekly, providing current insights into consumer borrowing trends.
Q: Why is consumer credit important for economic analysis?
A: Consumer credit reflects consumer confidence, spending power, and potential economic growth or contraction.
Q: How do policymakers use this data?
A: Federal Reserve and economic policymakers use this trend to assess economic health and potentially adjust monetary policy.
Q: What are the limitations of this data?
A: While comprehensive, the data represents a snapshot in time and should be analyzed alongside other economic indicators for a complete picture.
Related Trends
Overnight Bank Funding Rate
OBFR
FOMC Summary of Economic Projections for the Fed Funds Rate, Range, Low
FEDTARRL
FOMC Summary of Economic Projections for the Fed Funds Rate, Range, High
FEDTARRH
FOMC Summary of Economic Projections for the Fed Funds Rate, Central Tendency, High
FEDTARCTH
Effective Federal Funds Volume
EFFRVOL
Discount Window Primary Credit Rate
DPCREDIT
Citation
U.S. Federal Reserve, Weekly [WPCREDIT], retrieved from FRED.
Last Checked: 8/1/2025