Share of Depository Institutions Loans N.E.C. Held by the Top 0.1% (99.9th to 100th Wealth Percentiles)
WFRBSTP1289 • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
5.70
Year-over-Year Change
119.23%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the share of loans held by depository institutions for individuals in the top 0.1% of the wealth distribution. It provides insights into wealth concentration and financial system dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The share of depository institution loans held by the top 0.1% of wealth holders represents the degree to which the wealthiest individuals in the U.S. are accessing and utilizing lending resources. This trend is used by economists and policymakers to analyze wealth inequality and financial system risks.
Methodology
The data is calculated by the Federal Reserve based on survey and administrative information.
Historical Context
This trend informs discussions around wealth distribution, financial inclusion, and systemic risk within the U.S. economy.
Key Facts
- The top 0.1% of wealth holders account for a significant share of depository institution loans.
- Wealth concentration at the top has increased in recent decades.
- Lending to the wealthiest individuals can have implications for financial stability.
FAQs
Q: What does this economic trend measure?
A: This trend measures the share of loans held by depository institutions that are attributable to the top 0.1% of wealth holders in the United States.
Q: Why is this trend relevant for users or analysts?
A: This trend provides insights into wealth concentration and the degree to which the wealthiest individuals are accessing financial resources, which is important for understanding economic inequality and systemic risks.
Q: How is this data collected or calculated?
A: The data is calculated by the Federal Reserve based on survey and administrative information.
Q: How is this trend used in economic policy?
A: This trend informs discussions around wealth distribution, financial inclusion, and systemic risk within the U.S. economy, and is used by economists and policymakers to analyze these issues.
Q: Are there update delays or limitations?
A: The data may be subject to update delays and can be influenced by changes in survey methodologies or reporting practices.
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Citation
U.S. Federal Reserve, Share of Depository Institutions Loans N.E.C. Held by the Top 0.1% (99.9th to 100th Wealth Percentiles) (WFRBSTP1289), retrieved from FRED.