Home mortgages Held by the 50th to 90th Wealth Percentiles
This dataset tracks home mortgages held by the 50th to 90th wealth percentiles over time.
Latest Value
6703037.00
Year-over-Year Change
11.18%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the home mortgages held by U.S. households in the 50th to 90th wealth percentiles. It provides insights into mortgage debt patterns among the middle-to-upper class.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Home mortgages Held by the 50th to 90th Wealth Percentiles' metric tracks the total value of mortgage debt owed by households in the 50th to 90th percentiles of the wealth distribution. This data point is useful for analyzing middle-class housing and debt trends.
Methodology
The Federal Reserve collects this data through the Survey of Consumer Finances.
Historical Context
Policymakers and analysts use this metric to understand how mortgage debt is distributed across different wealth groups.
Key Facts
- Mortgage debt for the 50th-90th wealth percentiles totaled $10.3 trillion in 2019.
- This group held 72% of total U.S. mortgage debt in 2019.
- Mortgage debt for this group grew by 31% from 2010 to 2019.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total home mortgage debt held by U.S. households in the 50th to 90th wealth percentiles.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insights into mortgage debt patterns among the middle-to-upper class, which is useful for analyzing housing affordability and consumer finance trends.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data through the Survey of Consumer Finances.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this metric to understand how mortgage debt is distributed across different wealth groups, which informs housing and consumer finance policies.
Q: Are there update delays or limitations?
A: The data is published by the Federal Reserve and may have some update delays depending on the timing of the Survey of Consumer Finances.
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Citation
U.S. Federal Reserve, 'Home mortgages Held by the 50th to 90th Wealth Percentiles' (WFRBLN40075), retrieved from FRED.