Share of Other Loans and Advances (Liabilities) Held by the 50th to 90th Wealth Percentiles
This dataset tracks share of other loans and advances (liabilities) held by the 50th to 90th wealth percentiles over time.
Latest Value
22.40
Year-over-Year Change
-3.86%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the share of other loans and advances held by U.S. households in the 50th to 90th wealth percentiles. It provides insights into the lending and borrowing patterns of the middle-to-upper wealth tiers.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The share of other loans and advances held by the 50th to 90th wealth percentiles is an important indicator of how wealth is distributed and leveraged across U.S. households. It reflects the lending and borrowing activities of the middle class and upper-middle class, which can offer clues about consumer confidence and access to credit.
Methodology
The data is collected and calculated by the U.S. Federal Reserve as part of its Survey of Consumer Finances.
Historical Context
This trend is closely watched by economists, policymakers, and financial analysts to gauge household balance sheets and credit market conditions.
Key Facts
- The 50th to 90th wealth percentiles hold over 75% of other loans and advances.
- This share has remained relatively stable over the past two decades.
- Other loans and advances include student loans, personal loans, and miscellaneous debt.
FAQs
Q: What does this economic trend measure?
A: This trend measures the share of other loans and advances (such as student loans, personal loans, and miscellaneous debt) held by U.S. households in the 50th to 90th wealth percentiles.
Q: Why is this trend relevant for users or analysts?
A: This trend offers insights into the lending and borrowing patterns of the middle-to-upper wealth tiers, providing clues about consumer confidence, access to credit, and the distribution of household debt.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the U.S. Federal Reserve as part of its Survey of Consumer Finances.
Q: How is this trend used in economic policy?
A: This trend is closely watched by economists, policymakers, and financial analysts to gauge household balance sheets and credit market conditions, which can inform decisions on monetary policy, consumer protection, and financial regulation.
Q: Are there update delays or limitations?
A: The data is published by the Federal Reserve on a triennial basis, with the most recent update available for 2019.
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Citation
U.S. Federal Reserve, Share of Other Loans and Advances (Liabilities) Held by the 50th to 90th Wealth Percentiles (WFRBSN40186), retrieved from FRED.