Share of Home mortgages Held by the 50th to 90th Wealth Percentiles
This dataset tracks share of home mortgages held by the 50th to 90th wealth percentiles over time.
Latest Value
49.90
Year-over-Year Change
-0.40%
Date Range
7/1/1989 - 1/1/2025
Summary
Tracks the mortgage ownership proportion for middle-wealth households. Provides insight into housing market accessibility and wealth distribution trends.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric represents the percentage of home mortgages owned by households in the 50th to 90th wealth percentiles. It reflects housing market participation for middle-class Americans.
Methodology
Calculated through Federal Reserve Survey of Consumer Finances wealth distribution data.
Historical Context
Used by policymakers to assess housing market equity and middle-class financial health.
Key Facts
- Reflects middle-class mortgage market participation
- Indicates housing market accessibility trends
- Part of comprehensive wealth distribution analysis
FAQs
Q: What does this percentage indicate about home ownership?
A: It shows the mortgage share for middle-wealth households. Helps understand housing market accessibility for average Americans.
Q: How often is this data updated?
A: Typically updated every three years through the Federal Reserve's Survey of Consumer Finances.
Q: Why is this metric important?
A: Provides crucial insights into housing market equity and middle-class financial opportunities.
Q: How does this relate to overall economic health?
A: Reflects middle-class economic participation and potential housing market challenges.
Q: Can this data predict housing market trends?
A: Offers valuable context for understanding mortgage market dynamics and wealth distribution.
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Citation
U.S. Federal Reserve, Share of Home mortgages Held by the 50th to 90th Wealth Percentiles (WFRBSN40183), retrieved from FRED.