Share of Consumer Credit Held by the 90th to 99th Wealth Percentiles
This dataset tracks share of consumer credit held by the 90th to 99th wealth percentiles over time.
Latest Value
10.10
Year-over-Year Change
9.78%
Date Range
7/1/1989 - 1/1/2025
Summary
Measures consumer credit ownership among the 90th to 99th wealth percentiles. Provides insights into credit access and financial behavior across upper-middle wealth groups.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks the share of consumer credit held by upper-middle wealth households. Helps understand credit market dynamics and economic stratification.
Methodology
Calculated using Federal Reserve Survey of Consumer Finances comprehensive wealth data.
Historical Context
Critical for analyzing consumer financial health and credit market segmentation.
Key Facts
- Reflects credit access for upper-middle wealth groups
- Indicates financial market segmentation
- Helps track consumer borrowing patterns
FAQs
Q: What does this metric measure?
A: Shows the percentage of consumer credit held by households in the 90th to 99th wealth percentiles. Reveals credit distribution patterns.
Q: How is this data useful?
A: Provides insights into credit market dynamics and financial behavior across different wealth segments.
Q: What can this data tell us about the economy?
A: Indicates credit access, borrowing capacity, and financial health of upper-middle wealth households.
Q: How often is this data updated?
A: Typically updated through the Federal Reserve's periodic Survey of Consumer Finances.
Q: What are potential limitations?
A: Represents a specific moment in time and may not capture most recent market changes.
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Citation
U.S. Federal Reserve, Share of Consumer Credit Held by 90th to 99th Wealth Percentiles (WFRBSN09157), retrieved from FRED.