Share of Loans (Assets) Held by the 90th to 99th Wealth Percentiles
This dataset tracks share of loans (assets) held by the 90th to 99th wealth percentiles over time.
Latest Value
28.90
Year-over-Year Change
-19.94%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the share of loans and other financial assets held by households in the 90th to 99th wealth percentiles in the United States. It provides insights into wealth concentration and inequality.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The share of loans and assets held by the top 10% of wealth holders is an important indicator of economic inequality. It reflects how financial resources are distributed across the population and can inform policy decisions around taxation, financial regulation, and social programs.
Methodology
This data is collected by the Federal Reserve through household surveys and financial records.
Historical Context
Policymakers and analysts use this metric to assess trends in wealth concentration and its potential impacts on the broader economy.
Key Facts
- The top 10% of wealth holders own over 70% of U.S. financial assets.
- Wealth inequality has risen significantly in the U.S. over the past 40 years.
- Asset ownership is highly concentrated among the wealthiest households.
FAQs
Q: What does this economic trend measure?
A: This metric tracks the share of loans, investments, and other financial assets held by households in the 90th to 99th wealth percentiles in the United States.
Q: Why is this trend relevant for users or analysts?
A: The distribution of financial assets is a key indicator of wealth inequality, which has important implications for economic stability, social mobility, and policy decisions.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data through household surveys and financial records.
Q: How is this trend used in economic policy?
A: Policymakers and economists analyze this metric to assess wealth concentration and inequality, which informs decisions around taxation, financial regulation, and social programs.
Q: Are there update delays or limitations?
A: This data is published regularly by the Federal Reserve, but there may be some delay in the most recent observations being available.
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Citation
U.S. Federal Reserve, Share of Loans (Assets) Held by the 90th to 99th Wealth Percentiles (WFRBSN09146), retrieved from FRED.