Share of Money Market Fund Shares Held by the 90th to 99th Wealth Percentiles

This dataset tracks share of money market fund shares held by the 90th to 99th wealth percentiles over time.

Latest Value

39.90

Year-over-Year Change

-6.12%

Date Range

7/1/1989 - 1/1/2025

Summary

This economic trend measures the share of money market fund shares held by individuals in the 90th to 99th wealth percentiles. It provides insights into the investment behavior and asset allocation of high-net-worth households.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The share of money market fund shares held by the 90th to 99th wealth percentiles is an indicator of the investment preferences and asset allocation strategies of affluent U.S. households. This data point is used by economists and policymakers to analyze the financial dynamics of the top wealth tier.

Methodology

The data is collected and calculated by the U.S. Federal Reserve based on survey responses from households.

Historical Context

This trend offers valuable context for evaluating the impact of monetary and fiscal policies on the investment decisions of high-net-worth individuals.

Key Facts

  • The 90th to 99th wealth percentiles held 58.2% of money market fund shares in Q4 2022.
  • Money market funds are a popular cash management tool for high-net-worth investors.
  • The share of money market fund holdings by the top wealth tier has fluctuated over the past decade.

FAQs

Q: What does this economic trend measure?

A: This trend measures the share of money market fund shares held by individuals in the 90th to 99th wealth percentiles in the United States.

Q: Why is this trend relevant for users or analysts?

A: This data point provides insights into the investment behavior and asset allocation strategies of high-net-worth households, which is useful for economists and policymakers analyzing the financial dynamics of the top wealth tier.

Q: How is this data collected or calculated?

A: The U.S. Federal Reserve collects and calculates this data based on survey responses from households.

Q: How is this trend used in economic policy?

A: This trend offers valuable context for evaluating the impact of monetary and fiscal policies on the investment decisions of high-net-worth individuals.

Q: Are there update delays or limitations?

A: The data is released quarterly by the Federal Reserve, so there may be a delay in the most recent information being available.

Related News

U.S. Stock Markets Hit Record Highs Amid Nvidia, OpenAI Partnership

U.S. Stock Markets Hit Record Highs Amid Nvidia, OpenAI Partnership

Nvidia's OpenAI Partnership Excites U.S. Markets The unprecedented performance of the U.S. stock markets can be largely attributed to Nvidia's exciting partnership with OpenAI. This collaboration is not only setting new records for Nvidia shares but is also invigorating other tech stocks, leading to historic highs in indices like the Dow Jones, S&P 500, and Nasdaq. Record-high stocks signify significant investment opportunities, underscored by revolutionary artificial intelligence innovations.

September 23, 20253 min read
Falling Mortgage Rates: Expert Advice for U.S. Homebuyers and Sellers

Falling Mortgage Rates: Expert Advice for U.S. Homebuyers and Sellers

Expert Tips for Homebuyers and Sellers as Mortgage Rates Drop Mortgage rates are making headlines as they continue to decline, promising significant impacts on both homebuyers and sellers. These shifts in the real estate landscape invite a closer look at how adjustments in economic indicators, such as the federal funds rate and the 10-year treasury yield chart, are playing a part in this development. The U.S. housing market is reacting in intriguing ways, offering potential advantages for those

September 23, 20253 min read
High Interest Rates Threaten U.S. Jobs

High Interest Rates Threaten U.S. Jobs

How High Interest Rates Could Threaten U.S. Job Market and Economic Stability Recent discussions are buzzing about the Federal Reserve’s interest rates, sparking concerns that these high rates could pose challenges to the U.S. job market and economic stability. The effective federal funds rate, a key tool used by the Federal Reserve, is crucial in managing monetary policy, which aims to keep inflation in check while fostering economic growth. Yet, this balance is fragile. As interest rates rise

September 23, 20253 min read
Federal Reserve rate cuts forecast and S&P 500 market reaction

Federal Reserve rate cuts forecast and S&P 500 market reaction

How Federal Reserve Rate Cuts Shape the Economic Landscape The Federal Reserve's decisions impact the financial environment in various ways, often triggering shifts that ripple throughout the economy. The act of altering the effective federal funds rate influences a broad spectrum of financial metrics, including the S&P 500. Notably, these changes have repercussions for market volatility, investor confidence, and the broader economic outlook. Understanding these connections helps place today's

September 18, 20253 min read
Federal Reserve meeting to discuss US interest rates decisions

Federal Reserve meeting to discuss US interest rates decisions

Interest Rates and the Federal Reserve's Role The effective federal funds rate is crucial in the Federal Reserve's meetings and decisions on U.S. monetary policy. The Federal Reserve, often called the Fed, plays a significant role in managing the economy's stability. Its meetings are highly anticipated events where crucial decisions about interest rates are made. These discussions significantly affect inflation, unemployment rates, and financial markets. Understanding how these meetings operate

September 16, 20254 min read
US homeowners refinance as mortgage rates fall

US homeowners refinance as mortgage rates fall

How Lower Mortgage Rates Are Encouraging Mortgage Refinancing With mortgage refinancing becoming increasingly attractive, US homeowners are seizing the opportunity to lower their interest rates and save money. Mortgage refinancing, the process of replacing an existing loan with a new one, is gaining traction as a smart financial move. This interest is fueled by the recent fall in mortgage rates, a significant factor reshaping the US housing market. Lower mortgage rates, alongside other economic

September 11, 20253 min read

Similar WFRBSN Trends

Citation

U.S. Federal Reserve, Share of Money Market Fund Shares Held by the 90th to 99th Wealth Percentiles (WFRBSN09142), retrieved from FRED.